230 E Rose St, Owatonna, MN 55060 Property Records

Steele County property record for 230 E Rose St, Owatonna, MN 55060

Property Summary

Property Type	Apartments (5+ Units)
Details	3 bd · 1 ba · 2,125 sqft · built 1897
Lot Size	0.189 acres (8,233 sqft)
Owner	Company Name on File
Last Sale	$1 (Mar 2022)
Tax Bill	$2,988 (2026)
Deeds & Mortgages	Feb 2026 Mortgage Mar 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-104-0406`

Property Details

APN / Parcel Number

Primary APN	`17-104-0406`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	12 Rooms
Units	3 Units
Stories	1 Story
Building Area	2,125 sqft Living Area

Exterior

Year Built	Built 1897
Effective Year Built	Effective 1897
Exterior Material	Wood
Foundation Type	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,233 sqft (0.189 acres)
Garage Type	Detached
Garage Area	342 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Street Address	230 E ROSE ST
City	OWATONNA
State	MN
Zip	55060-2575
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Legal Description	PETTIT BLK 4 E 2/3 OF LOT 6 & W 2/3 OF LOT 7 230 E ROSE ST PETTITS
Legal Section	TW
Legal Subdivision	PETTIT
Legal Block	4
Legal Lot Number	6-7
Jurisdiction	STEELE MN
Township / Civil Division	OWATONNA
Census Block Group	1
Census Block	1022
Census Tract	960400

Owner

230 E Rose St, a residential property, is owned by a company that bought it in March 2022.

Source: Steele County records, as of October 1, 2026

Owner of Record	Company Name on File
Mailing Address	1760 DENMARK PL NE, OWATONNA, MN 55060-2080
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2026	Deed of Trust, Mortgage · Commercial Mortgage UNITED PRAIRE BANK
Mar 22, 2022	Quit Claim Deed, Transfer · Conventional Mortgage ELYSIAN BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 16, 2022 · Amount on File
Deed Sale	Mar 16, 2022 · Amount on File
Prior Sale	Oct 18, 2007 · Amount on File
Deed Document Number	20221389319
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEELE MN
Property Address	230 E ROSE ST, OWATONNA, MN 55060-2575
Transaction Type	Mortgage
Record Updated	Mar 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000460154
Date	Feb 5, 2026
Instrument	A000460154

Lender

Name	UNITED PRAIRE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 5, 2041

Interest

Rate Type	Adjustable Rate

March 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEELE MN
Recording Date	Mar 22, 2022
Property Address	230 E ROSE ST, OWATONNA, MN 55060-2575
Document Number	A000441948
Instrument Date	Mar 16, 2022
Instrument	A000441948
Transaction Type	Transfer
Record Updated	Apr 13, 2022

Transaction

Tax	$1.65
Amount Accuracy	Rounded by County
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1760 DENMARK PL NE, OWATONNA, MN 55060-2080

Mortgage

Document Number	A000441949
Date	Mar 22, 2022
Instrument	A000441949

Lender

Name	ELYSIAN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Mar 16, 2042

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 230 E Rose St was $2,988.

Source: Steele County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Steele County
Municipality	Owatonna City
Unified School District	Owatonna Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,988.00	$172,100 (+11.61%) Land $33,300 Building $138,800	$172,100 (+11.61%) Land $33,300 Building $138,800
2025		$154,200 Land $32,000 Building $122,200	$154,200 Land $32,000 Building $122,200
2023	$2,828.00	$153,000 Land $25,000 Building $128,000	$153,000 Land $25,000 Building $128,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 230 E Rose St in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective November 11, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	12 (2004–2016)
Claims Outside the SFHA	4 of 12
Most Recent Claim	Sep 2016 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2016 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 230 E Rose St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Owatonna serves 26,430 people · EPA ID MN1740007
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 397 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Midco Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Fidium Fiber.

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