230 E Middle Patent Rd, Bedford, NY 10506 Property Records

Westchester County and North Castle Town property record for 230 E Middle Patent Rd, Bedford, NY 10506

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,994 sqft · built 1978
Lot Size	2.5 acres (108,900 sqft)
Owner	2 Individual Names on File
Last Sale	$849,000 (Oct 2021)
Tax Bill	$33,867 (2026)
Deeds & Mortgages	May 2022 Sale & Mortgage Oct 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`553800 95.02-2-14`

Property Details

APN / Parcel Number

Primary APN	`553800 95.02-2-14`
Alternative APNs	`55380000103 0008A 000` `R4A`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,994 sqft Living Area
1st Floor Area	1,956 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Contemporary
Exterior Material	Wood
Foundation Type	Raised
Lot Area	108,900 sqft (2.5 acres)
Garage Type	Detached
Garage Area	575 sqft
Pool Type	In-Ground Vinyl Pool
Porch	Porch
Porch Area	900 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	R4A
Street Address	230 E MIDDLE PATENT RD
City	BEDFORD
State	NY
Zip	10506-1803
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4A
Legal Block	2
Legal Lot Number	14.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	NORTH CASTLE
Census Block Group	3
Census Block	3002
Census Tract	12304

Owner

230 E Middle Patent Rd is owned and occupied by two individuals who bought it in October 2021.

Source: Westchester County and North Castle Town records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	230 E MIDDLE PATENT RD, BEDFORD, NY 10506-1803
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 16, 2022	Bargain and Sale Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Oct 4, 2021	Bargain and Sale Deed, Transfer THOROUGHBRED TITLE SERVICES LLC, THOROUGHBRED TITLE SERVICES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 4, 2021 · Amount on File
Deed Sale	Oct 4, 2021 · Amount on File
Prior Sale	Oct 4, 2021 · Amount on File
Deed Document Number	2021612443902
Prior Transfer Date	May 11, 1998
Prior Transfer Doc	1202000160
Record Updated	Oct 29, 2026

May 2022: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WESTCHESTER NY
Recording Date	May 16, 2022
Property Address	230 E MIDDLE PATENT RD, BEDFORD, NY 10506-1803
Document Number	0620963485
Instrument Date	May 12, 2022
Instrument	620963485
Transaction Type	Transfer
Record Updated	May 26, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,400.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	172 ARBOR CRST, 172, SOMERS, NY 10589-1809

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 3RD AVE, MINEOLA, NY 11501-4299

Mortgage

Document Number	0621363288
Date	May 16, 2022
Instrument	621363288

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

October 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Oct 4, 2021
Property Address	230 E MIDDLE PATENT RD, BEDFORD, NY 10506-1803
Document Number	0612443902
Instrument Date	Sep 24, 2021
Instrument	612443902
Transaction Type	Transfer
Record Updated	Oct 21, 2021
Title Company	THOROUGHBRED TITLE SERVICES LLC, THOROUGHBRED TITLE SERVICES

Transaction

Amount	Amount on Record
Tax	$3,396.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	230 E MIDDLE PATENT RD, 230, BEDFORD, NY 10506-1803

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	172 ARBOR CRST, SOMERS, NY 10589-1809

Tax Assessment & Valuation

The 2026 property tax bill for 230 E Middle Patent Rd was $33,867, up 197.7% from the year before.

Source: Westchester County and North Castle Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
County Subdivision	North Castle Town
Unified School District	Bedford Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$33,867.00 (+197.73%)
2025	$11,375.00	$31,000 (-) Land $3,000 Building $28,000	$1,913,580 (+11.11%) Land $185,185 Building $1,728,395
2024		$31,000 (-) Land $3,000 Building $28,000	$1,722,223 (-8.33%) Land $166,667 Building $1,555,556
2023		$31,000 Land $3,000 Building $28,000	$1,878,788 Land $181,818 Building $1,696,970

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 230 E Middle Patent Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	12 (1979–2022)
Claims Outside the SFHA	7 of 12
Most Recent Claim	Apr 2022 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 230 E Middle Patent Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	980 / 880
Optimum Cable	940 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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