230 E Michigan Ave, Three Rivers, MI 49093 Property Records

St. Joseph County property record for 230 E Michigan Ave, Three Rivers, MI 49093

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,316 sqft · built 1900
Lot Size0.2 acres (8,712 sqft)
Owner2 Individual Names on Record
Last Sale$110,000 (Nov 2023)
Tax Bill$2,328 (2025)
Deeds & MortgagesNov 2023 Sale & Mortgage
Dec 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN051-445-067-00

Property Details

APN / Parcel Number

Primary APN051-445-067-00

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,316 sqft Living Area
1st Floor Area856 sqft
Basement Area460 sqft
Unfinished Basement440 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Lot Area8,712 sqft (0.2 acres)
Lot Dimensions132 ft deep x 66 ft wide
Garage Area572 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address230 E MICHIGAN AVE
CityTHREE RIVERS
StateMI
Zip49093-1526
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeB-1
Legal DescriptionLOT 20 BLK 59 PORTAGE ADD. CITY OF THREE RIVERS.
Legal SubdivisionPORTAGE ADD
Legal Block59
Legal Lot Number20
JurisdictionST JOSEPH MI
Township / Civil DivisionTHREE RIVERS
Census Block Group1
Census Block1028
Census Tract40400

Owner

Source: St. Joseph County records, as of July 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address230 E MICHIGAN AVE, THREE RIVERS, MI 49093-1526
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 21, 2023Warranty Deed, Transfer · Conventional Mortgage
UNITED BANK OF MICHIGAN
Dec 16, 2021Land Contract, Transfer · Land Contract
VOGTS ENTERPRISES INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 21, 2023 · Amount on Record
Deed SaleNov 21, 2023 · Amount on Record
Prior SaleDec 16, 2021 · Amount on Record
Deed Document Number20238307
Prior Transfer DateNov 3, 2006
Prior Transfer Doc1405/0923
Record UpdatedOct 29, 2026

November 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOSEPH MI
Recording DateNov 21, 2023
Property Address230 E MICHIGAN AVE, THREE RIVERS, MI 49093-1526
Document Number2023008307
Map ReferenceLB 28 PG 425
Instrument DateNov 15, 2023
Instrument2023008307
Transaction TypeTransfer
Record UpdatedJan 30, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$825.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address39381 COUNTY ROAD 374, PAW PAW, MI 49079-9338

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address3392 WHITEHALL RD APT C, C, MUSKEGON, MI 49445-1090

Mortgage

Document Number2023008308
DateNov 21, 2023
Instrument2023008308
Lender
NameUNITED BANK OF MICHIGAN
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2053

December 2021: Land Contract, Transfer

Document TypeLand Contract
JurisdictionST JOSEPH MI
Recording DateDec 16, 2021
Property Address230 E MICHIGAN AVE, THREE RIVERS, MI 49093-1526
Document Number2021012718
Instrument DateNov 10, 2021
Instrument2021012718
Transaction TypeTransfer
Record UpdatedJan 4, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address39381 COUNTY ROAD 374, 39381, PAW PAW, MI 49079-9338

Transferred To (Grantee/Buyer)

NameVerified Name
Address230 E MICHIGAN AVE, THREE RIVERS, MI 49093-1526

Mortgage

DateDec 16, 2021
Lender
NameVOGTS ENTERPRISES INC
TypeSeller
Agreement
TypeLand Contract
AmountAmount Recorded

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 24, 2026

Property Jurisdictions

TypeName
StateMichigan
CountySt. Joseph County
MunicipalityThree Rivers City
Unified School DistrictThree Rivers Community Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$54,300 (+36.43%) Land $4,100 Building $50,200$108,600 (+36.43%) Land $8,200 Building $100,400
2025$2,328.00 (+3.33%) Homeowner's exemption
2023$39,800 Land $2,500 Building $37,300$79,600 Land $5,000 Building $74,600
2022$2,253.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 individual policies
Nearby Flood Policies44 units insured
incl. 33 condo units
Nearby Flood Claims20 (1981–2020)
Most Recent ClaimMay 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTHREE RIVERS
serves 7,905 people · EPA ID MI0006610
Water SourceGroundwater
Last State InspectionApr 2025
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Surf Internet
Fiber
8,000 / 8,000
Frontier
Fiber
7,000 / 7,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Mercury Fiber
Fixed Wireless
150 / 20

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