Cherokee County property record for 230 E Main St, Cherokee, IA 51012
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,395 sqft · built 1928 |
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $120,000 (Dec 2024) |
| Tax Bill | $750 (2025) |
| Deeds & Mortgages | Dec 2024 Sale & Mortgage Apr 2024 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0727480011 |
| Primary APN | 0727480011 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,395 sqft Living Area |
| 1st Floor Area | 560 sqft |
| Basement Area | 560 sqft |
| Unfinished Basement | 560 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1928 |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,000 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 200 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 224 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 230 E MAIN ST |
|---|---|
| City | CHEROKEE |
| State | IA |
| Zip | 51012-2044 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 20 BLK 36 TOWN LOT CO 3RD ADD 6647 |
| Legal Range | 40W |
| Legal Township | 92N |
| Legal Section | 27 |
| Legal Subdivision | TOWN LT CO 3RD ADD |
| Legal Block | 36 |
| Legal Lot Number | 20 |
| Jurisdiction | CHEROKEE IA |
| Township / Civil Division | CHEROKEE |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 80101 |
Source: Cherokee County records · APN 0727480011
Assessment roll updated October 7, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 230 E MAIN ST, CHEROKEE, IA 51012-2044 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Dec 23, 2024 | Warranty Deed, Transfer · Conventional Mortgage PREMIER LENDING ALLIANCE |
| Apr 01, 2024 | Warranty Deed, Transfer · Commercial Mortgage COMMERCIAL STATE BANK (ANDREWS TX) |
| Aug 17, 2017 | Deed of Trust, Mortgage · Line of Credit CITIZENS FIRST NATIONAL BANK |
| Jun 29, 2017 | Intrafamily Transfer, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 23, 2024 · Amount on Record |
| Deed Sale | Dec 23, 2024 · Amount on Record |
| Prior Sale | Apr 01, 2024 · Amount on Record |
| Deed Document Number | 20242313 |
| Deed Book / Page | 2024 / 2313 |
| Prior Transfer Date | Jun 27, 2017 |
| Prior Transfer Doc | 2017/1236 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE IA |
| Recording Date | Dec 23, 2024 |
| Property Address | 230 E MAIN ST, CHEROKEE, IA 51012-2044 |
| Document Number | 02024/2313 |
| Book / Page | 2024 / 2313 |
| Instrument Date | Dec 11, 2024 |
| Instrument | 2024 2313 |
| Transaction Type | Transfer |
| Record Updated | Oct 07, 2025 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $191.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 02024/2314 |
|---|---|
| Date | Dec 23, 2024 |
| Book Page | 2024/2314 |
| Instrument | 2024 2314 |
| Name | PREMIER LENDING ALLIANCE |
|---|---|
| Type | Mortgage Company |
| Address | 8831 THOMAS AVE STE 100, JOHNSTON, IA 50131 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE IA |
| Recording Date | Apr 01, 2024 |
| Property Address | 230 E MAIN ST, CHEROKEE, IA 51012-2044 |
| Document Number | 002024/537 |
| Book / Page | 2024 / 537 |
| Instrument Date | Mar 28, 2024 |
| Instrument | 2024 0537 |
| Transaction Type | Transfer |
| Record Updated | Oct 07, 2025 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $55.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 331 VILLAGE POINTE PLZ, OMAHA, NE 68118-6401 |
| Investor | Possibly a Property Investor |
| Document Number | 0020240538 |
|---|---|
| Date | Apr 01, 2024 |
| Instrument | 2024 0538 |
| Name | COMMERCIAL STATE BANK (ANDREWS TX) |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Apr 01, 2025 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE IA |
| Property Address | 230 E MAIN ST, CHEROKEE, IA 51012-2044 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2017/1640 |
|---|---|
| Date | Aug 17, 2017 |
| Book Page | 2017/1640 |
| Instrument | 2017 1640 |
| Name | CITIZENS FIRST NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | STORM LAKE, IA 50588 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHEROKEE IA |
| Recording Date | Jun 29, 2017 |
| Property Address | 230 E MAIN ST, CHEROKEE, IA 51012-2044 |
| Document Number | 2017/1236 |
| Book / Page | 2017 / 1236 |
| Instrument Date | Jun 27, 2017 |
| Instrument | 2017 1236 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 230 E MAIN ST, CHEROKEE, IA 51012-2044 |
Source: Cherokee County records · Assessment roll updated October 7, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Cherokee County |
| Municipality | Cherokee City |
| Unified School District | Cherokee Community School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $750.00 | $118,260 (+161.81%) Land $6,380 Building $111,880 | $118,260 (+161.81%) Land $6,380 Building $111,880 |
| 2024 | $750.00 (+54.32%) | ||
| 2023 | $45,170 (+31.19%) Land $6,380 Building $38,790 | $45,170 (+31.19%) Land $6,380 Building $38,790 | |
| 2022 | $486.00 Homeowner's exemption | $34,430 Land $5,310 Building $29,120 | |
| 2021 | $34,430 Land $5,310 Building $29,120 |
Source: FEMA National Flood Hazard Layer as of December 1, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 13 (2013–2024) |
| Most Recent Claim | Jun 2024 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes |
| Claims by Event |
|
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Communications Cable | 1,000 / 50 |
| Northwest Communications Cooperative Association Fixed Wireless | 100 / 20 |
May also be available: C-M-L Telephone Cooperative Association, Verizon.
Based on FCC filings for 284 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CHEROKEE RWS - CHEROKEE SUBSYSTEM private · serves 3,315 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Also Mapped Here | CHEROKEE WATER SUPPLY - PLANT 1 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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