230 E Franklin St, Paxton, IL 60957 Property Records

Ford County property record for 230 E Franklin St, Paxton, IL 60957

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,055 sqft · built 1930
Owner	Individual Name on Record
Last Sale	$75,000 (Sep 2025)
Tax Bill	$2,105 (2024)
Deeds & Mortgages	Oct 2013 Mortgage Oct 2008 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`11-14-17-151-003`

Property Details

APN / Parcel Number

Primary APN	`11-14-17-151-003`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,055 sqft

Exterior

Year Built	Built 1930
Garage Type	Detached
Garage Area	864 sqft

Location & Zoning

Street Address	230 E FRANKLIN ST
City	PAXTON
State	IL
Zip	60957-1634
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 105' LOT 1 BLK 5 O T EAST 105 X 140 IRREG
Legal Range	10E
Legal Township	23N
Legal Section	17
Legal Subdivision	PAXTON
Legal Block	5
Legal Lot Number	1
Jurisdiction	FORD IL
Township / Civil Division	PATTON
Census Block Group	4
Census Block	4026
Census Tract	961800

Owner

Source: Ford County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	230 E FRANKLIN ST, PAXTON, IL 60957-1634
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2013	Deed of Trust, Mortgage · Stand-Alone First Mortgage BUSEY BANK
Oct 20, 2008	Deed of Trust, Mortgage FEDERATED BANK
Sep 20, 2016	Deed of Trust, Mortgage · Conventional Mortgage BUSEY BANK
Feb 9, 2010	Deed of Trust, Mortgage BUSEY BANK
Sep 30, 2025	Warranty Deed, Transfer · USDA Mortgage USDA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2025 · Amount on Record
Deed Sale	Sep 30, 2025 · Amount on Record
Prior Sale	May 2, 2007
Deed Document Number	286676
Record Updated	Jun 8, 2026

October 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORD IL
Property Address	230 E FRANKLIN ST, PAXTON, IL 60957-1634
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000258208
Date	Oct 2, 2013
Instrument	258208

Lender

Name	BUSEY BANK
Type	Seller
Address	CHAMPAIGN, IL 61821

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2028

October 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORD IL
Property Address	230 E FRANKLIN ST, PAXTON, IL 60957-1634
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000243412
Date	Oct 20, 2008
Instrument	243412

Lender

Name	FEDERATED BANK
Address	107 N CHESTNUT ST, ONARGA, IL 60955

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Oct 16, 2013

September 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORD IL
Property Address	230 E FRANKLIN ST, PAXTON, IL 60957-1634
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000265024
Date	Sep 20, 2016
Instrument	265024

Lender

Name	BUSEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2031

Interest

Rate Type	Fixed Rate

February 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORD IL
Property Address	230 E FRANKLIN ST, PAXTON, IL 60957-1634
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000247706
Date	Feb 9, 2010
Instrument	247706

Lender

Name	BUSEY BANK
Address	909 W KIRBY AVE, CHAMPAIGN, IL 61821

Agreement

Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2025

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FORD IL
Recording Date	Sep 30, 2025
Property Address	230 E FRANKLIN ST, PAXTON, IL 60957-1634
Document Number	0000286676
Instrument Date	Sep 24, 2025
Instrument	286676
Transaction Type	Transfer
Record Updated	Jan 28, 2026
Title Company	ATTORNEY'S TITLE, ATTORNEY TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$112.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	230 E FRANKLIN ST, PAXTON, IL 60957-1634

Mortgage

Document Number	0000286677
Date	Sep 30, 2025
Instrument	286677

Lender

Name	USDA
Type	Government Agency

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	396 Months
Due	Sep 24, 2058

Tax Assessment & Valuation

Source: Ford County assessment roll, as of January 1, 2024

Property Jurisdictions

Type	Name
State	Illinois
County	Ford County
County Subdivision	Patton Township
Municipality	Paxton City
Unified School District	Paxton-Buckley-Loda Community Unit School District 10 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$2,105.00 (+54.1%)	$22,260 (+12.99%) Land $5,120 Building $17,140	$66,780 (+12.99%) Land $15,360 Building $51,420
2022	$1,366.00	$19,700 Land $4,530 Building $15,170	$59,100 Land $13,590 Building $45,510

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 22, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAXTON serves 4,200 people · EPA ID IL0530250
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	2 ppb (2023–2025) action level 15 ppb
Copper	1.4 mg/L (2015–2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Fidium Fiber, Nextlink.

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