230 E 2nd St, Ashton, IA 51232 Property Records

Osceola County property record for 230 E 2nd St, Ashton, IA 51232

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,280 sqft · built 1979
Lot Size	0.375 acres (16,335 sqft)
Owner	2 Individual Names on Record
Last Sale	$182,000 (Aug 2026)
Tax Bill	$2,264 (2025)
Deeds & Mortgages	Aug 2026 Sale Sep 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`260041514240`

Property Details

APN / Parcel Number

Primary APN	`260041514240`
Alternative APN	`000000041514240`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,280 sqft Living Area
1st Floor Area	1,280 sqft
Basement Area	1,280 sqft
Finished Basement	640 sqft
Unfinished Basement	640 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,335 sqft (0.375 acres)
Lot Dimensions	198 ft deep x 82 ft wide
Garage Type	Attached
Garage Area	702 sqft
Parking Spaces	2 Parking Spaces
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	230 E 2ND ST
City	ASHTON
State	IA
Zip	51232-7089
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SW PT LOT 1 EXC S66' UNPLATTED LANDS
Legal Range	42W
Legal Township	98N
Legal Section	15
Legal Lot Number	1
Jurisdiction	OSCEOLA IA
Township / Civil Division	GILMAN
Census Block Group	3
Census Block	3055
Census Tract	460200

Owner

Source: Osceola County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	230 E 2ND ST, ASHTON, IA 51232-7089
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Sep 30, 2022	Warranty Deed, Transfer · Conventional Mortgage IOWA BANKERS MORTGAGE CORP
Jul 9, 2018	Warranty Deed, Transfer PEOPLES BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 4, 2026 · Amount on Record
Deed Sale	Aug 4, 2026 · Amount on Record
Prior Sale	Sep 30, 2022 · Amount on Record
Deed Document Number	2026845
Deed Book / Page	2026 / 845
Prior Transfer Date	Nov 6, 2012
Prior Transfer Doc	0000001445
Record Updated	Sep 20, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA IA
Recording Date	Aug 4, 2026
Property Address	230 E 2ND ST, ASHTON, IA 51232-7089
Document Number	0000000845
Book / Page	2026 / 845
Instrument Date	Aug 3, 2026
Instrument	2026845
Transaction Type	Transfer
Record Updated	Aug 17, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$29,330.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	230 E 2ND ST, ASHTON, IA 51232-7089

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA IA
Recording Date	Sep 30, 2022
Property Address	230 E 2ND ST, ASHTON, IA 51232-7089
Document Number	02022/1445
Book / Page	2022 / 1445
Instrument Date	Sep 22, 2022
Instrument	20221445
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$224.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	230 E 2ND ST, ASHTON, IA 51232-7089

Mortgage

Document Number	0020221446
Date	Sep 30, 2022
Instrument	20221446

Lender

Name	IOWA BANKERS MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

Interest

Rate Type	Fixed Rate

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA IA
Recording Date	Jul 9, 2018
Property Address	230 E 2ND ST, ASHTON, IA 51232-7089
Document Number	002018/773
Book / Page	2018 / 773
Instrument Date	Jul 2, 2018
Instrument	20180773
Transaction Type	Transfer
Record Updated	Mar 3, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	230 E 2ND ST, ASHTON, IA 51232-7089

Mortgage

Document Number	0000002018/0000000774
Date	Jul 9, 2018
Book Page	0000002018/0000000774
Instrument	20180774

Lender

Name	PEOPLES BANK & TRUST
Type	Bank

Agreement

Amount	Amount Recorded
Term	354 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Ashton City
County	Osceola County
Unified School District	Sheldon Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,264.00 Homeowner's exemption	$145,000 (+7.6%) Land $10,790 Building $134,210	$145,000 (+7.6%) Land $10,790 Building $134,210
2024	$2,264.00 (+32.71%)
2023		$134,760 Land $10,790 Building $123,970	$134,760 Land $10,790 Building $123,970
2022	$1,706.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 4, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2024 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 71% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ASHTON MUNICIPAL WATER DEPARTMENT serves 456 people · EPA ID IA7209069
Water Source	Purchased groundwater from OSCEOLA RURAL WATER SYSTEM-NORTH
Last State Inspection	Feb 2026
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Premier Communications Cable	1,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GigFire.

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