230 Dix St, Otsego, MI 49078 Property Records

Allegan County property record for 230 Dix St, Otsego, MI 49078

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,348 sqft · built 1950
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on File
Last Sale	$175,000 (Mar 2022)
Tax Bill	$3,647 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Aug 2021 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`54-340-022-00`

Property Details

APN / Parcel Number

Primary APN	`54-340-022-00`
Alternative APN	`03-54-340-022-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,348 sqft Living Area
1st Floor Area	1,348 sqft
Basement Area	1,292 sqft
Unfinished Basement	1,292 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Ranch
Exterior Material	Stucco
Lot Area	11,326 sqft (0.26 acres)
Lot Dimensions	116 ft deep x 70 ft wide
Garage Area	352 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	230 DIX ST
City	OTSEGO
State	MI
Zip	49078-1430
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-B
Legal Description	LOT 22 HEALEY'S ADDITION TO CITY OF OTSEGO.
Legal Subdivision	HEALEYS ADD
Legal Lot Number	22
Jurisdiction	ALLEGAN MI
Township / Civil Division	OTSEGO
Census Block Group	3
Census Block	3022
Census Tract	31900

Owner

230 Dix St is owned and occupied by an individual who bought it in March 2022.

Source: Allegan County records, as of September 9, 2026

Owner of Record	Individual Name on File
Mailing Address	230 DIX ST, OTSEGO, MI 49078-1430
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2022	Warranty Deed, Transfer · Conventional Mortgage CONSUMERS CU
Aug 23, 2021	Warranty Deed, Transfer CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC
Jul 21, 2021	Warranty Deed, Transfer CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC
Mar 24, 2017	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Mar 24, 2017	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 21, 2022 · Amount on File
Deed Sale	Mar 21, 2022 · Amount on File
Prior Sale	Aug 23, 2021 · Amount on File
Deed Document Number	20225479
Deed Book / Page	4741 / 529
Prior Transfer Date	Mar 23, 2017
Prior Transfer Doc	004123/894
Record Updated	Oct 29, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Mar 21, 2022
Property Address	230 DIX ST, OTSEGO, MI 49078-1430
Document Number	004741/529
Book / Page	4741 / 529
Map Reference	MB 5PG 86
Instrument Date	Mar 14, 2022
Instrument	2022005479
Transaction Type	Transfer
Record Updated	May 1, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,312.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	230 DIX ST, OTSEGO, MI 49078-1430

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	621 FLORENCE ST, KALAMAZOO, MI 49007-2458

Mortgage

Document Number	0004741531
Date	Mar 21, 2022
Instrument	4741/531

Lender

Name	CONSUMERS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Aug 23, 2021
Property Address	230 DIX ST, OTSEGO, MI 49078-1430
Document Number	004661/761
Book / Page	4661 / 761
Map Reference	LB 5 PG 20
Instrument Date	Aug 12, 2021
Transaction Type	Transfer
Record Updated	May 1, 2023
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount on Record
Tax	$731.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2497 LORRAINE DR, ALLEGAN, MI 49010-9539

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	422 6TH ST, PLAINWELL, MI 49080-9537

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Jul 21, 2021
Property Address	230 DIX ST, OTSEGO, MI 49078-1430
Document Number	00004648/1
Book / Page	4648 / 1
Map Reference	LB 5 PG 20
Instrument Date	Jul 21, 2021
Transaction Type	Transfer
Record Updated	May 1, 2023
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount on Record
Tax	$516.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	230 DIX ST, OTSEGO, MI 49078-1430

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2497 LORRAINE DR, ALLEGAN, MI 49010-9539

March 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALLEGAN MI
Recording Date	Mar 24, 2017
Property Address	230 DIX ST, OTSEGO, MI 49078-1430
Document Number	004123/895
Book / Page	4123 / 895
Map Reference	LB5 PG20
Instrument Date	Mar 23, 2017
Transaction Type	Transfer
Record Updated	May 1, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	230 DIX ST, OTSEGO, MI 49078-1430

March 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALLEGAN MI
Recording Date	Mar 24, 2017
Property Address	230 DIX ST, OTSEGO, MI 49078-1430
Document Number	004123/894
Book / Page	4123 / 894
Map Reference	LB5 PG20
Instrument Date	Mar 23, 2017
Transaction Type	Transfer
Record Updated	May 1, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1201 12TH ST, MARTIN, MI 49070-9718

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	230 DIX ST, OTSEGO, MI 49078-1430

Tax Assessment & Valuation

The 2025 property tax bill for 230 Dix St was $3,647 with a homeowner's exemption, up 4.3% from the year before.

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
Municipality	Otsego City
Unified School District	Otsego Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$96,600 (+0.94%) Land $14,500 Building $82,100	$193,200 (+0.94%) Land $29,000 Building $164,200
2025	$3,647.00 (+4.26%) Homeowner's exemption	$95,700 Land $12,200 Building $83,500	$191,400 Land $24,400 Building $167,000
2024	$3,498.00
2023		$71,900 Land $6,800 Building $65,100	$143,800 Land $13,600 Building $130,200
2022	$2,282.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 230 Dix St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 230 Dix St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTSEGO serves 4,120 people · EPA ID MI0005060
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: 123.NET, Mercury Fiber.

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