Westchester County and Mount Vernon City property record for 230 Commonwealth Ave, Mount Vernon, NY 10552
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $620,000 (Jun 2009) |
| Tax Bill | $21,680 (2026) |
| Deeds & Mortgages | Aug 2022 Mortgage Aug 2022 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 550800 165.25-2138-4 |
| Primary APN | 550800 165.25-2138-4 |
|---|---|
| Alternative APNs |
|
| Lot Area | 7,405 sqft (0.17 acres) |
|---|
| Account Number | 046000 |
|---|---|
| Street Address | 230 COMMONWEALTH AVE |
| City | MOUNT VERNON |
| State | NY |
| Zip | 10552-1431 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | MAP OF SECTION ONE CHESTER HILL PARK |
| Legal Block | 2138 |
| Legal Lot Number | 4.000 |
| Jurisdiction | WESTCHESTER NY |
| Township / Civil Division | MOUNT VERNON |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 15100 |
230 Commonwealth Ave is owned and occupied by two individuals who bought it in June 2009.
Source: Westchester County and Mount Vernon City records, as of October 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 230 COMMONWEALTH AVE, MOUNT VERNON, NY 10552-1431 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 8, 2022 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Aug 8, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance JPMORGAN CHASE BANK NA |
| Sep 27, 2019 | Loan Modification, Mortgage · Conventional with PMI JP MORGAN CHASE BK |
| Jan 30, 2020 | Quit Claim Deed, Transfer JP MORGAN CHASE BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 23, 2009 · Amount on File |
| Deed Sale | Jun 23, 2009 · Amount on File |
| Prior Sale | Mar 18, 2003 · Amount on File |
| Deed Document Number | 2009491600816 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 230 COMMONWEALTH AVE, MOUNT VERNON, NY 10552-1431 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2022 |
| Title Company | AMROCK LLC |
| Name | Verified Name |
|---|---|
| Address | 230 COMMONWEALTH AVE, MOUNT VERNON, NY 10552-1431 |
| Document Number | 0622203211 |
|---|---|
| Date | Aug 8, 2022 |
| Instrument | 622203211 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Aug 1, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 230 COMMONWEALTH AVE, MOUNT VERNON, NY 10552-1431 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2022 |
| Title Company | AMROCK LLC |
| Name | Verified Name |
|---|---|
| Address | 230 COMMONWEALTH AVE, MOUNT VERNON, NY 10552-1431 |
| Document Number | 0622203212 |
|---|---|
| Date | Aug 8, 2022 |
| Instrument | 622203212 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Aug 1, 2042 |
| Rate | 6.12% |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 230 COMMONWEALTH AVE, MOUNT VERNON, NY 10552-1431 |
| Document Number | 0600293565 |
| Instrument Date | Sep 27, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 21, 2020 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 230 COMMONWEALTH AVE MOUNT VERNON NY 105521431, MOUNT VERNON, NY 10552-1431 |
| Document Number | 0600293565 |
|---|---|
| Date | Jan 30, 2020 |
| Book Page | 060029/003565 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jan 29, 2040 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Jan 30, 2020 |
| Property Address | 230 COMMONWEALTH AVE, MOUNT VERNON, NY 10552-1431 |
| Document Number | 0592383302 |
| Book / Page | 059238 / 003302 |
| Instrument Date | Sep 27, 2019 |
| Transaction Type | Transfer |
| Record Updated | Feb 24, 2020 |
| Title Company | AMROCK INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 230 COMMONWEALTH AVE MOUNT VERNON NY 105521431, MOUNT VERNON, NY 10552-1431 |
| Document Number | 600293564 |
|---|---|
| Date | Jan 30, 2020 |
| Book Page | 060029/003564 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Amount | Amount on Record |
|---|---|
| Term | 240 Months |
| Due | Jan 29, 2040 |
The 2026 property tax bill for 230 Commonwealth Ave was $21,680 with a homeowner's exemption, down 5.5% from the year before.
Source: Westchester County and Mount Vernon City assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| Municipality | Mount Vernon City |
| Unified School District | Mount Vernon School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $21,680.00 (-5.46%) Homeowner's exemption | ||
| 2025 | $22,931.00 | $13,400 (-) Land $3,800 Building $9,600 | $744,444 (+6.67%) Land $211,111 Building $533,333 |
| 2024 | Homeowner's exemption | $13,400 (-) Land $3,800 Building $9,600 | $697,917 (-10.94%) Land $197,917 Building $500,000 |
| 2023 | $13,400 Land $3,800 Building $9,600 | $783,626 Land $222,222 Building $561,404 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 230 Commonwealth Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2021.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 3 (2021–2024) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Apr 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 230 Commonwealth Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MOUNT VERNON WATER DEPARTMENT serves 73,893 people · EPA ID NY5903441 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2025 |
| Lead | 7 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 593 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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