230 Center St, Morganton, NC 28655 Property Records

Burke County property record for 230 Center St, Morganton, NC 28655

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 840 sqft · built 1942
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$50,000 (Sep 2019)
Tax Bill	$251 (2026)
Deeds & Mortgages	Sep 2019 Sale & Mortgage Aug 2018 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`2704514725`

Property Details

APN / Parcel Number

Primary APN	`2704514725`
Alternative APN	`9045`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	840 sqft Living Area
1st Floor Area	480 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1975
Architectural Style	Conventional
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Raised
Roof Material	Metal
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached
Deck Area	280 sqft
Patio Area	84 sqft
Canopy	336 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	230 CENTER ST
City	MORGANTON
State	NC
Zip	28655-2835
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LOW INTENS
Legal Description	230 CENTER ST MORGANTON, NC 28655
Jurisdiction	BURKE NC
Township / Civil Division	MORGANTON
Census Block Group	5
Census Block	5015
Census Tract	20600

Owner

230 Center St is owned and occupied by an individual who bought it in September 2019.

Source: Burke County records, as of October 12, 2026

Owner of Record	Individual Name on File
Mailing Address	230 CENTER ST, MORGANTON, NC 28655-2835
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2019	Warranty Deed, Transfer · ARM STATE EMPLOYEES CU
Aug 16, 2018	Warranty Deed, Transfer · ARM STATE EMPLOYEES CU
Mar 22, 2018	Deed of Trust, Mortgage · Conventional Mortgage BEATRICE WHYLE-SPITZ IRA
Dec 15, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 13, 2019 · Amount on File
Deed Sale	Sep 13, 2019 · Amount on File
Prior Sale	Aug 16, 2018 · Amount on File
Deed Document Number	20192017032130
Deed Book / Page	2424 / 55
Record Updated	Oct 29, 2026

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Sep 13, 2019
Property Address	230 CENTER ST, MORGANTON, NC 28655-2835
Document Number	0024240055
Book / Page	2424 / 0055
Instrument Date	Sep 13, 2019
Instrument	2017032130
Transaction Type	Transfer
Record Updated	Sep 28, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$100.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	151 FRANK ALLMAN RD, 151, MORGANTON, NC 28655-9023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	230 CENTER ST, MORGANTON, NC 28655-2835

Mortgage

Document Number	2017032131
Date	Sep 13, 2019
Instrument	2017032131

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Change Frequency	5 Years
Margin	2

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Aug 16, 2018
Property Address	230 CENTER ST, MORGANTON, NC 28655-2835
Document Number	0023610817
Book / Page	2361 / 0817
Instrument Date	Aug 16, 2018
Instrument	2017019009
Transaction Type	Transfer
Record Updated	Sep 28, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$84.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	230 CENTER ST, MORGANTON, NC 28655-2835

Mortgage

Document Number	2017019010
Date	Aug 16, 2018
Instrument	2017019010

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Change Frequency	Annually
Min Rate At Change	6%
Index	5-Year CMT
Max Rate	10.2%

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	230 CENTER ST, MORGANTON, NC 28655-2835
Document Number	0023390081
Instrument Date	Mar 22, 2018
Transaction Type	Mortgage
Record Updated	Mar 30, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	135 24TH ST NW HICKORY NC 286015732, HICKORY, NC 28601-5732

Mortgage

Document Number	0023390081
Date	Mar 23, 2018
Book Page	002339/000081
Instrument	14170

Lender

Name	BEATRICE WHYLE-SPITZ IRA
Address	MORGANTON, NC 28655

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Mar 22, 2023

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Dec 15, 2017
Property Address	230 CENTER ST, MORGANTON, NC 28655-2835
Document Number	0023250448
Book / Page	002325 / 000448
Instrument Date	Nov 27, 2017
Instrument	11240
Transaction Type	Transfer
Record Updated	Jan 10, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$70.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	230 CENTER ST MORGANTON NC 286552835, MORGANTON, NC 28655-2835

Tax Assessment & Valuation

The 2026 property tax bill for 230 Center St was $251, up 2% from the year before.

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Municipality	Morganton City
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$251.00 (+2.03%)	$71,870 (-) Land $6,906 Building $64,964	$71,870 (-) Land $6,906 Building $64,964
2025	$246.00	$71,870 Land $6,906 Building $64,964	$71,870 Land $6,906 Building $64,964
2023	$238.00	$71,870 Land $6,906 Building $64,964	$71,870 Land $6,906 Building $64,964

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 230 Center St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 28, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 230 Center St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MORGANTON serves 27,221 people · EPA ID NC0112015
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Compas X-Stream Fiber · Cable	5,000 / 5,000
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

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