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230 Cedar Ave, Colonial Beach, VA 22443 Property Records

Westmoreland County property record for 230 Cedar Ave, Colonial Beach, VA 22443

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,475 sqft · built 1989
Lot Size0.336 acres (14,656 sqft)
OwnerIndividual Name on Record
Last Sale$348,000 (Jul 2024)
Tax Bill$747 (2025)
Deeds & MortgagesApr 2026 Mortgage
Jun 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN3A4-2-12-14

Property Details

APN / Parcel Number

Primary APN3A4-2-12-14
Alternative APN
  • 23018

Interior

Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,475 sqft Living Area
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area14,656 sqft (0.336 acres)
PorchPatio

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number23018
Street Address230 CEDAR AVE
CityCOLONIAL BEACH
StateVA
Zip22443-4837
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeDB
Legal DescriptionBLUFF POINT LOT 14 BK 12DB 981 PG 16
Legal SubdivisionBLUFF POINT FARM
Legal Block12
Legal Lot Number14
JurisdictionWESTMORELAND VA
Township / Civil DivisionWASHINGTON
Census Block Group3
Census Block3001
Census Tract10402

Owner

Source: Westmoreland County records, as of May 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address230 CEDAR AVE, COLONIAL BEACH, VA 22443-4837
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 24, 2026Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORPORATION
Jun 1, 2020Warranty Deed, Transfer · Conventional Mortgage
USAA FEDERAL SAVINGS BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 1, 2024 · Amount on Record
Deed SaleJul 1, 2024 · Amount on Record
Prior SaleJun 1, 2020 · Amount on Record
Deed Book / Page981 / 16
Record UpdatedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTMORELAND VA
Recording DateApr 24, 2026
Property Address230 CEDAR AVE, COLONIAL BEACH, VA 22443-4837
Document Number1002001915
Book / Page1002 / 1915
Instrument DateApr 22, 2026
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyMORTGAGE CONNECT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner, 167
Address230 CEDAR AVE, COLONIAL BEACH, VA 22443-4837

Mortgage

Document Number1002001915,
DateApr 24, 2026
Book Page1002/1915
Lender
NameFREEDOM MORTGAGE CORPORATION
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2056
Interest
Rate6.38%
Max Rate-1%

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWESTMORELAND VA
Recording DateJun 1, 2020
Property Address230 CEDAR AVE, COLONIAL BEACH, VA 22443-4837
Document Number0009320131
Instrument DateMay 22, 2020
Instrument09320131
Transaction TypeTransfer
Record UpdatedJan 13, 2022
Title CompanyLAWYERS TITLE, LAWYERS TITLE/WESTMORELAND

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address230 CEDAR AVE, COLONIAL BEACH, VA 22443-4837

Mortgage

Document Number0009320133
DateJun 1, 2020
Instrument09320133
Lender
NameUSAA FEDERAL SAVINGS BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Westmoreland County assessment roll, as of January 8, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityColonial Beach Town
CountyWestmoreland County
Unified School DistrictColonial Beach Town Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$747.00 (+5.06%)$177,900 (-) Land $47,500 Building $130,400$177,900 (-) Land $47,500 Building $130,400
2023$177,900 Land $47,500 Building $130,400$177,900 Land $47,500 Building $130,400
2022$711.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 22, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims2 (2021)
Claims Outside the SFHA2 of 2
Most Recent ClaimOct 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF COLONIAL BEACH
serves 3,875 people · EPA ID VA4193280
Water SourceGroundwater
Last State InspectionMar 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Breezeline
Cable		1,000 / 50
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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