230 Castle Crest Ct, O Fallon, MO 63366 Property Records

St. Charles County property record for 230 Castle Crest Ct, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 5 ba · 2,948 sqft · built 2019
Lot Size	3.21 acres (139,871 sqft)
Owner	Individual Name on Record
Last Sale	$1,476,300 (Oct 2020)
Tax Bill	$16,470 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Aug 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`T190300327`

Property Details

APN / Parcel Number

Primary APN	`T190300327`
Alternative APN	`2-0088-C732-00-0023.0000000`

Interior

Bedrooms	3 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,948 sqft Living Area
Basement Area	3,012 sqft
Finished Basement	2,800 sqft

Exterior

Year Built	Built 2019
Exterior Material	Brick
Lot Area	139,871 sqft (3.21 acres)
Garage Type	Attached
Parking Spaces	4 Parking Spaces

Location & Zoning

Account Number	T190300327
Street Address	230 CASTLE CREST CT
City	O FALLON
State	MO
Zip	63366-5252
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CASTLE ROCK LOT 23
Legal Range	03E
Legal Township	47N
Legal Subdivision	CASTLE ROCK
Legal Lot Number	23
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	2
Census Block	2014
Census Tract	312001

Owner

Source: St. Charles County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	230 CASTLE CREST CT, O FALLON, MO 63366-5252
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2023	Deed of Trust, Mortgage · SBA Mortgage US BANK NA
Aug 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK
Oct 30, 2020	Warranty Deed, Construction Loan · Construction Mortgage FIRST STATE BANK OF ST CHARLES MO
Oct 1, 2019	Warranty Deed, Transfer · Line of Credit FIRST ST BK/ST CHARLES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 2020 · Amount on Record
Deed Sale	Oct 30, 2020 · Amount on Record
Prior Sale	Oct 1, 2019
Deed Document Number	0202083542
Deed Book / Page	2020 / 83542
Record Updated	Jun 8, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	230 CASTLE CREST CT, O FALLON, MO 63366-5252
Transaction Type	Mortgage
Record Updated	Dec 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	230 CASTLE CREST CT, O FALLON, MO 63366-5252

Mortgage

Document Number	0000046836
Date	Nov 14, 2023
Instrument	2023R-046836

Lender

Name	US BANK NA
Type	Bank
Address	SAN DIEGO, CA 92131

Agreement

Type	SBA Mortgage
Amount	Amount Recorded

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	230 CASTLE CREST CT, O FALLON, MO 63366-5252
Transaction Type	Mortgage
Record Updated	Oct 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	230 CASTLE CREST CT, O FALLON, MO 63366-5252

Mortgage

Document Number	0000066278
Date	Aug 6, 2021
Instrument	2021R-066278

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	314 Months
Due	Oct 22, 2047

October 2020: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Oct 30, 2020
Property Address	230 CASTLE CREST CT, O FALLON, MO 63366-5252
Document Number	0000083542
Map Reference	MB 50 PG 186
Instrument Date	Oct 28, 2020
Instrument	2020R-083542
Transaction Type	Construction Loan
Record Updated	Oct 4, 2022
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8440 S 69TH EAST AVE, 8440, TULSA, OK 74133-5091

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	230 CASTLE CREST CT, O FALLON, MO 63366-5252

Mortgage

Document Number	0000083543
Date	Oct 30, 2020
Instrument	2020R-083543

Lender

Name	FIRST STATE BANK OF ST CHARLES MO
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Oct 1, 2019
Property Address	230 CASTLE CREST CT, O FALLON, MO 63366-5252
Document Number	0071530413
Book / Page	007153 / 000413
Instrument Date	Sep 27, 2019
Instrument	541610
Transaction Type	Transfer
Record Updated	Oct 30, 2019
Title Company	TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8440 S 69TH EAST AVE TULSA OK 741335091, TULSA, OK 74133-5091

Mortgage

Document Number	71530417
Date	Oct 1, 2019
Book Page	007153/000417
Instrument	541630

Lender

Name	FIRST ST BK/ST CHARLES
Type	Bank
Address	SAINT CHARLES, MO 63301-1852

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Sep 30, 2020

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Paul City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$16,470.00	$270,153 (-6.58%)	$1,421,853 (-6.58%) Land $200,000 Building $1,221,853
2023		$289,168
2022			$1,521,932 Land $200,000 Building $1,321,932

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	25 (1982–2015)
Claims Outside the SFHA	1 of 25
Most Recent Claim	Jun 2015 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, Flooding, Apr 1994 · 3 claims Severe Storms & Flooding, Sep 1993 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST PAUL PWS serves 1,700 people · EPA ID MO6011535
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Wisper ISP.

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