Santa Cruz County property record for 230 Campus Dr, Aptos, CA 95003
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,412 sqft · built 1981 |
| Lot Size | 0.468 acres (20,386 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $925,000 (Jun 2020) |
| Tax Bill | $11,910 (2025) |
| Deeds & Mortgages | Sep 2023 Second Mortgage Apr 2022 Second Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 040-121-24 |
| Primary APN | 040-121-24 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 2,412 sqft Living Area |
| Gross Area | 2,772 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 20,386 sqft (0.468 acres) |
| Garage Type | Attached |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 611 sqft |
| Patio Area | 611 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Street Address | 230 CAMPUS DR |
|---|---|
| City | APTOS |
| State | CA |
| Zip | 95003-2903 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-15 |
| Legal Subdivision | MONTE TOYON 01 |
| Legal Lot Number | A |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SANTA CRUZ |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 122002 |
Source: Santa Cruz County assessment roll, APN 040-121-24, as of August 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 230 CAMPUS DR, APTOS, CA 95003-2903 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Sep 21, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage STAR ONE CU |
| Apr 21, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage STAR ONE CU |
| Jun 24, 2020 | Grant Deed, Transfer · Conventional Mortgage STAR ONE CU |
| Oct 17, 2018 | Quit Claim Deed, Transfer · Conventional Mortgage PLAN CLIFFORD D P S TRUST (PT) |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 24, 2020 · Amount on Record |
| Deed Sale | Jun 24, 2020 · Amount on Record |
| Deed Document Number | 202022443 |
| Prior Transfer Date | Sep 17, 2018 |
| Prior Transfer Doc | 0000031374 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 230 CAMPUS DR, APTOS, CA 95003-2903 |
| Transaction Type | Mortgage |
| Record Updated | Oct 11, 2023 |
| Title Company | ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 230 CAMPUS DR, APTOS, CA 95003-2903 |
| Document Number | 0000017919 |
|---|---|
| Date | Sep 21, 2023 |
| Instrument | 2023-0017919 |
| Name | STAR ONE CU |
|---|---|
| Type | Credit Union |
| Address | SUNNYVALE, CA 94088 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 01, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 230 CAMPUS DR, APTOS, CA 95003-2903 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 230 CAMPUS DR, APTOS, CA 95003-2903 |
| Document Number | 0000012797 |
|---|---|
| Date | Apr 21, 2022 |
| Instrument | 2022-0012797 |
| Name | STAR ONE CU |
|---|---|
| Type | Credit Union |
| Address | SUNNYVALE, CA 94088 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 01, 2037 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Jun 24, 2020 |
| Property Address | 230 CAMPUS DR, APTOS, CA 95003-2903 |
| Document Number | 0000022443 |
| Instrument Date | Jun 17, 2020 |
| Instrument | 22443 |
| Transaction Type | Transfer |
| Record Updated | Jul 09, 2020 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,018.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 230 CAMPUS DR APTOS CA 950032903, APTOS, CA 95003-2903 |
| Document Number | 22444 |
|---|---|
| Date | Jun 24, 2020 |
| Instrument | 22444 |
| Name | STAR ONE CU |
|---|---|
| Type | Credit Union |
| Address | SUNNYVALE, CA 94088 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 23, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Oct 17, 2018 |
| Property Address | 230 CAMPUS DR, APTOS, CA 95003-2903 |
| Document Number | 0000031374 |
| Instrument Date | Sep 17, 2018 |
| Instrument | 31374 |
| Transaction Type | Transfer |
| Record Updated | Nov 30, 2018 |
| Title Company | PACIFIC COAST TITLE COMPANY, PACIFIC COAST TITLE CO. |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 230 CAMPUS DR APTOS CA 950032903, APTOS, CA 95003-2903 |
| Document Number | 31375 |
|---|---|
| Date | Oct 17, 2018 |
| Instrument | 31375 |
| Name | PLAN CLIFFORD D P S TRUST (PT) |
|---|---|
| Address | PO BOX 2729, RANCHO SANTA FE, CA 92067-2729 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Number | 31376, |
|---|---|
| Date | Oct 17, 2018 |
| Instrument | 31376 |
| Name | DAVID R HOWLAND |
|---|---|
| Address | 15053 STINSON DR, GRASS VALLEY, CA 95949-6720 |
| Special Notes | Seller Financed |
| Amount | Amount Recorded |
|---|
Source: Santa Cruz County assessment roll as of August 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,020,700 (+2%) Land $585,648 Building $435,052 | |
| 2025 | $11,910.00 (+9.49%) Homeowner's exemption | $1,000,686 (+4.04%) Land $574,164 Building $426,522 |
| 2023 | $10,878.00 (+1.8%) Homeowner's exemption | $961,829 Land $551,869 Building $409,960 |
| 2022 | $10,686.00 |
Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), as of July 10, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060871220021, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 7 (1982–2000) |
| Claims Outside the SFHA | 6 of 7 |
| Most Recent Claim | Feb 2000 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Moderate above 69% of the US · above 44% of California |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 40 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
May also be available: Cruzio Internet, Surfnet Communications.
No cell data coverage reported
Source: EPA Safe Drinking Water Information System, water system CA4410017, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SOQUEL CREEK WATER DISTRICT serves 40,962 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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