230 Cambridge Rd, Delaware, OH 43015 Property Records

Delaware County property record for 230 Cambridge Rd, Delaware, OH 43015

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,589 sqft · built 2013
Lot Size	0.172 acres (7,492 sqft)
Owner	2 Individual Names on File
Last Sale	$256,000 (Dec 2014)
Tax Bill	$7,054 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Dec 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`519-320-43-007-000`

Property Details

APN / Parcel Number

Primary APN	`519-320-43-007-000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,589 sqft Living Area
Gross Area	4,185 sqft
1st Floor Area	1,096 sqft
Upper Floors Area	1,493 sqft
Basement Area	1,096 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	7,492 sqft (0.172 acres)
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	512 sqft
Porch	Open Porch
Porch Area	120 sqft
Patio Area	750 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Street Address	230 CAMBRIDGE RD
City	DELAWARE
State	OH
Zip	43015-1296
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10368 WESTFIELD HILLS PH 2 SEC 3
Legal Subdivision	WESTFIELD HILLS PH 2 SEC 3
Legal Lot Number	10368
Jurisdiction	DELAWARE OH
Township / Civil Division	DELAWARE CITY
Census Block Group	3
Census Block	3001
Census Tract	10422

Owner

230 Cambridge Rd is owned and occupied by two individuals who bought it in December 2014.

Source: Delaware County records, as of October 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	230 CAMBRIDGE RD, DELAWARE, OH 43015-1296
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2026	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Dec 15, 2021	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Jan 24, 2023	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Apr 14, 2018	Deed of Trust, Mortgage · Conventional Mortgage CREDIT UNION/OH
Apr 14, 2018	Deed of Trust, Mortgage · Conventional Mortgage CREDIT UNION/OH

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 2, 2014 · Amount on File
Deed Sale	Dec 2, 2014 · Amount on File
Prior Sale	Feb 7, 2014 · Amount on File
Deed Document Number	201430713
Deed Book / Page	1321 / 813
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Recording Date	Sep 16, 2026
Property Address	230 CAMBRIDGE RD, DELAWARE, OH 43015-1296
Document Number	0000025111
Instrument Date	Sep 4, 2026
Instrument	202625111
Transaction Type	Mortgage
Record Updated	Oct 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	230 CAMBRIDGE RD, DELAWARE, OH 43015-1296

Mortgage

Document Number	0000025111,
Date	Sep 16, 2026
Instrument	202625111

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	230 CAMBRIDGE RD, DELAWARE, OH 43015-1296
Transaction Type	Mortgage
Record Updated	Mar 6, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	230 CAMBRIDGE RD, DELAWARE, OH 43015-1296

Mortgage

Document Number	0000054463
Date	Dec 15, 2021
Book Page	1929/1851
Instrument	202100054463

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Nov 1, 2051

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	230 CAMBRIDGE RD, DELAWARE, OH 43015-1296
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001354
Date	Jan 24, 2023
Book Page	2013/1102
Instrument	202300001354

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2053

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	230 CAMBRIDGE RD, DELAWARE, OH 43015-1296
Document Number	0000012717
Instrument Date	Apr 14, 2018
Transaction Type	Mortgage
Record Updated	May 31, 2018
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	230 CAMBRIDGE RD DELAWARE OH 430151296, DELAWARE, OH 43015-1296

Mortgage

Document Number	0000012717
Date	May 17, 2018
Book Page	001571/001503
Instrument	12717

Lender

Name	CREDIT UNION/OH
Type	Credit Union
Address	HILLIARD, OH 43026

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	May 16, 2028

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	230 CAMBRIDGE RD, DELAWARE, OH 43015-1296
Document Number	0000012807
Instrument Date	Apr 14, 2018
Transaction Type	Mortgage
Record Updated	Jan 12, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	230 CAMBRIDGE RD DELAWARE OH 430151296, DELAWARE, OH 43015-1296

Mortgage

Document Number	0000012807
Date	May 18, 2018
Book Page	001571/002200
Instrument	12807

Lender

Name	CREDIT UNION/OH
Type	Credit Union
Address	HILLIARD, OH 43026

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	May 17, 2028

Tax Assessment & Valuation

The 2025 property tax bill for 230 Cambridge Rd was $7,054, up 5.4% from the year before.

Source: Delaware County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Delaware County
Municipality	Delaware City
Unified School District	Delaware City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,054.00 (+5.36%)	$141,690 (-) Land $21,880 Building $119,810	$404,800 Land $62,500 Building $342,300
2024	$6,695.00 (-0.19%) Homeowner's exemption	$141,690 (-) Land $21,880 Building $119,810
2023	$6,708.00 Homeowner's exemption	$141,690 Land $21,880 Building $119,810	$404,800 Land $62,500 Building $342,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 230 Cambridge Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective June 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 230 Cambridge Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELAWARE CITY PWS serves 43,895 people · EPA ID OH2100311
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Breezeline Cable	1,000 / 50

May also be available: Verizon.

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