230 Caldwell Rd, Ripley, TN 38063 Property Records

Lauderdale County property record for 230 Caldwell Rd, Ripley, TN 38063

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,776 sqft · built 2017
Lot Size	11.9 acres (522,284 sqft)
Owner	2 Individual Names on File
Last Sale	$47,400 (Aug 2015)
Tax Bill	$1,460 (2025)
Deeds & Mortgages	Jul 2021 Construction Loan Aug 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`049059 03207`

Property Details

APN / Parcel Number

Primary APN	`049059 03207`
Alternative APN	`059 03207`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,776 sqft Living Area
1st Floor Area	1,200 sqft
Basement Area	576 sqft
Finished Basement	576 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Exterior Material	Metal
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	522,284 sqft (11.9 acres)
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	6 Parking Spaces
Porch	Open Porch
Porch Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	230 CALDWELL RD
City	RIPLEY
State	TN
Zip	38063-6742
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 06, COUNTY AREA: F10
Legal Subdivision	J BRANTLEY MORRIS III
Jurisdiction	LAUDERDALE TN
Township / Civil Division	6
Census Block Group	2
Census Block	2000
Census Tract	50503

Owner

230 Caldwell Rd is owned and occupied by two individuals who bought it in August 2015.

Source: Lauderdale County records, as of January 26, 2026

Owner of Record	2 Individual Names on File
Mailing Address	230 CALDWELL RD, RIPLEY, TN 38063-6742
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2021	Deed of Trust, Mortgage · Construction Mortgage BANKTENNESSEE
Aug 18, 2022	Deed of Trust, Mortgage · Non-Conforming Investor Loan BANKTENNESSEE
May 2, 2024	Deed of Trust, Mortgage · Non-Conforming Investor Loan BANKTENNESSEE
Feb 23, 2018	Deed of Trust, Mortgage · Line of Credit BANKTENNESSEE
Apr 18, 2017	Trustee's Deed, Construction Loan · Line of Credit BANKTENNESSEE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 3, 2015 · Amount on File
Deed Sale	Aug 3, 2015 · Amount on File
Prior Sale	Dec 2, 2013 · Amount on File
Deed Document Number	176076
Deed Book / Page	676 / 14
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAUDERDALE TN
Property Address	230 CALDWELL RD, RIPLEY, TN 38063-6742
Transaction Type	Mortgage
Record Updated	Jan 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	230 CALDWELL RD, RIPLEY, TN 38063-6742

Mortgage

Document Number	000757/724
Date	Jul 7, 2021
Book Page	757/724
Instrument	195881

Lender

Name	BANKTENNESSEE
Type	Bank
Address	RIPLEY, TN 38063

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	11 Months
Due	Jun 24, 2022

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAUDERDALE TN
Property Address	230 CALDWELL RD, RIPLEY, TN 38063-6742
Transaction Type	Mortgage
Record Updated	Jan 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000778/620
Date	Aug 18, 2022
Book Page	778/620
Instrument	200392

Lender

Name	BANKTENNESSEE
Type	Bank
Address	RIPLEY, TN 38063

Agreement

Type	Non-Conforming Investor Loan
Amount	Amount on Record
Term	360 Months
Due	Aug 17, 2052

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAUDERDALE TN
Property Address	230 CALDWELL RD, RIPLEY, TN 38063-6742
Transaction Type	Mortgage
Record Updated	Jan 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	230 CALDWELL RD, RIPLEY, TN 38063-6742

Mortgage

Document Number	0000805/30
Date	May 2, 2024
Book Page	805/30
Instrument	206069

Lender

Name	BANKTENNESSEE
Type	Bank
Address	312 CLEVELAND ST, RIPLEY, TN 38063

Agreement

Type	Non-Conforming Investor Loan
Amount	Amount on Record
Term	72 Months
Due	May 1, 2030

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAUDERDALE TN
Property Address	230 CALDWELL RD, RIPLEY, TN 38063-6742
Document Number	0000185008
Instrument Date	Feb 23, 2018
Transaction Type	Mortgage
Record Updated	Mar 20, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	230 CALDWELL RD RIPLEY TN 380636742, RIPLEY, TN 38063-6742

Mortgage

Document Number	0000185008
Date	Mar 7, 2018
Book Page	000710/000488
Instrument	185008

Lender

Name	BANKTENNESSEE
Type	Bank
Address	RIPLEY, TN 38063

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 6, 2048

Interest

Rate Type	Adjustable Rate

April 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	LAUDERDALE TN
Recording Date	Apr 18, 2017
Property Address	230 CALDWELL RD, RIPLEY, TN 38063-6742
Book / Page	000698 / 000823
Instrument Date	Apr 5, 2017
Instrument	182134
Transaction Type	Construction Loan
Record Updated	Nov 21, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	230 CALDWELL RD RIPLEY TN 380636742, RIPLEY, TN 38063-6742

Mortgage

Document Number	0000182134
Date	Apr 18, 2017
Book Page	000698/000823
Instrument	182134

Lender

Name	BANKTENNESSEE
Type	Bank
Address	RIPLEY, TN 38063

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 230 Caldwell Rd was $1,460.

Source: Lauderdale County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Lauderdale County
Unified School District	Lauderdale County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,460.00	$57,475 (-) Land $11,475 Building $46,000
2024	$1,460.00	$57,475 (-) Land $11,475 Building $46,000
2023		$57,475 Land $11,475 Building $46,000
2021			$229,900 Land $45,900 Building $184,000
2018	$1,046.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 230 Caldwell Rd in Zone X, an area of minimal flood risk, though there have been 43 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 28, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	43 (1978–2018)
Claims Outside the SFHA	4 of 43
Most Recent Claim	Mar 2018 · rainfall accumulation
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, May 2011 · 5 claims Severe Storms & Flooding, Jan 1991 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 230 Caldwell Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAUDERDALE CO WATER SYSTEM serves 9,092 people · EPA ID TN0000581
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Forked Deer Connect Fiber	2,500 / 1,250

May also be available: Spectrum.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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