Henderson County property record for 230 3rd St, Henderson, KY 42420
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 1,546 sqft |
| Lot Size | 0.223 acres (9,732 sqft) |
| Owner | Individual Name on File |
| Last Sale | $55,000 (Jan 2014) |
| Tax Bill | $1,053 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Sep 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1-19-4-26 |
| Primary APN | 1-19-4-26 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,546 sqft Total Area |
| Basement Area | 1,546 sqft |
| Office | 1,546 sqft |
| Exterior Material | Brick |
|---|---|
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 9,732 sqft (0.223 acres) |
| Lot Dimensions | 200 ft deep x 48.7 ft wide |
| Garage Type | Attached |
| Garage Area | 560 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 242 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 36528 |
|---|---|
| Street Address | 230 3RD ST |
| City | HENDERSON |
| State | KY |
| Zip | 42420-2904 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Legal Description | BEAUTY/BARBER |
| Jurisdiction | HENDERSON KY |
| Township / Civil Division | HENDERSON |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 20401 |
Source: Henderson County records · APN 1-19-4-26
Assessment roll updated April 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 15064 MULLINS LN, ROBARDS, KY 42452 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 12, 2026 | Deed of Trust, Mortgage · Commercial Mortgage FIELD & MAIN BANK |
| Sep 25, 2019 | Deed of Trust, Mortgage · Commercial Mortgage INDEPENDENCE BANK OF KENTUCKY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 23, 2014 · Amount on Record |
| Deed Sale | Jan 23, 2014 · Amount on Record |
| Deed Document Number | 2014000867 |
| Deed Book / Page | RE 0601 / 607 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON KY |
| Property Address | 230 3RD ST, HENDERSON, KY 42420-2904 |
| Transaction Type | Mortgage |
| Record Updated | Jan 22, 2026 |
| Name | Verified Name |
|---|---|
| Address | 10564 MULLINS LN, ROBARDS, KY 42452-9756 |
| Document Number | MT1491/338 |
|---|---|
| Date | Jan 12, 2026 |
| Book Page | MT1491/338 |
| Instrument | 2026000334 |
| Name | FIELD & MAIN BANK |
|---|---|
| Type | Bank |
| Address | 140 N MAIN ST, HENDERSON, KY 42420 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 246 Months |
| Due | Jul 12, 2046 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON KY |
| Property Address | 230 3RD ST, HENDERSON, KY 42420-2904 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | MT1294/334 |
|---|---|
| Date | Sep 25, 2019 |
| Book Page | MT 1294/334 |
| Instrument | 2019010622 |
| Name | INDEPENDENCE BANK OF KENTUCKY |
|---|---|
| Type | Bank |
| Address | SEBREE, KY 42455 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Sep 17, 2024 |
Source: Henderson County records · Assessment roll updated April 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Henderson County |
| Municipality | Henderson City |
| Unified School District | Henderson County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,053.00 (-0.85%) | $95,000 (-) | $95,000 (-) |
| 2023 | $1,062.00 (+0.95%) | $95,000 (-) | $95,000 (-) |
| 2022 | $1,052.00 | $95,000 | $95,000 |
Source: FEMA National Flood Hazard Layer as of May 8, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026
| Historic District | Within the Henderson Commercial District listed 1989 · 68 contributing resources · NRIS 89001975 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Henderson Municipal Power & Light Fiber | 5,000 / 5,000 |
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
May also be available: Benton Ridge Telephone Company.
Based on FCC filings for 283 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | HENDERSON WATER UTILITY/NORTH serves 31,705 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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