Union County and Garwood Borough property record for 230 3rd Ave, Garwood, NJ 07027
| Property Type | Single Family Home |
|---|---|
| Details | 1,641 sqft · built 1914 |
| Lot Size | 0.086 acres (3,751 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $332,000 (Feb 2008) |
| Tax Bill | $9,300 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Apr 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-00203-0000-00027 |
| Primary APN | 06-00203-0000-00027 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,641 sqft Living Area |
| Year Built | Built 1914 |
|---|---|
| Effective Year Built | Effective 1914 |
| Construction Type | Frame |
| Lot Area | 3,751 sqft (0.086 acres) |
| Lot Dimensions | 150 ft deep x 25 ft wide |
| Account Number | 87800 |
|---|---|
| Street Address | 230 3RD AVE |
| City | GARWOOD |
| State | NJ |
| Zip | 07027-1133 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | GARWOOD |
| Legal Block | 203 |
| Legal Lot Number | 27 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | GARWOOD |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 36900 |
Source: Union County and Garwood Borough records, as of July 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 84 RUMSON RD, RUMSON, NJ 07760-1823 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| Apr 27, 2017 | Intrafamily Transfer, Transfer · Conventional Mortgage PROVIDENT BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 6, 2008 · Amount on Record |
| Deed Sale | Feb 6, 2008 · Amount on Record |
| Deed Document Number | 2008192315 |
| Deed Book / Page | 5695 / 990 |
| Last Transfer Date | Apr 21, 2017 |
| Transfer Doc | 0061850086 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 230 3RD AVE, GARWOOD, NJ 07027-1133 |
| Transaction Type | Mortgage |
| Record Updated | Feb 22, 2021 |
| Title Company | STEWART TITLE, STEWART TITLE INSURANCE CO |
| Name | Verified Name |
|---|
| Document Number | 0148790245 |
|---|---|
| Date | Feb 8, 2021 |
| Book Page | 14879/245 |
| Instrument | 3604 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Apr 27, 2017 |
| Property Address | 230 3RD AVE, GARWOOD, NJ 07027-1133 |
| Document Number | 0061850086 |
| Book / Page | 6185 / 0086 |
| Map Reference | MAP58-E |
| Instrument Date | Apr 21, 2017 |
| Instrument | 285858 |
| Transaction Type | Transfer |
| Record Updated | Nov 4, 2021 |
| Title Company | SCOTT TITLE SERVICES LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 230 3RD AVE, 230, GARWOOD, NJ 07027-1133 |
| Name | Verified Name |
|---|---|
| Address | 68 HARDING RD, RED BANK, NJ 07701-2007 |
| Document Number | 639751 |
|---|---|
| Date | Apr 27, 2017 |
| Instrument | 639751 |
| Name | PROVIDENT BANK |
|---|---|
| Type | Subprime Lender |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 212 Months |
| Due | Dec 20, 2034 |
Source: Union County and Garwood Borough assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| Municipality | Garwood Borough |
| Unified School District | Garwood Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $345,900 (+6.3%) Land $179,300 Building $166,600 | $345,900 (+6.3%) Land $179,300 Building $166,600 | |
| 2025 | $9,300.00 (+2.55%) | $325,400 (-) Land $179,300 Building $146,100 | $325,400 (-) Land $179,300 Building $146,100 |
| 2024 | $9,069.00 (+5.9%) | ||
| 2023 | $325,400 Land $179,300 Building $146,100 | $325,400 Land $179,300 Building $146,100 | |
| 2022 | $8,564.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 594 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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