230 2nd Ave SE, Milaca, MN 56353 Property Records

Mille Lacs County property record for 230 2nd Ave SE, Milaca, MN 56353

Property Summary

Property Type	Single Family Home
Details	1,090 sqft
Lot Size	0.226 acres (9,851 sqft)
Owner	2 Individual Names on File
Last Sale	$102,909 (Oct 2014)
Tax Bill	$2,126 (2026)
Deeds & Mortgages	Jun 2026 Line of Credit Jan 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`21-042-0570`

Property Details

APN / Parcel Number

Primary APN	`21-042-0570`

Interior

Building Area	1,090 sqft Living Area

Exterior

Lot Area	9,851 sqft (0.226 acres)
Garage Area	320 sqft
Parking Spaces	1 Parking Space
Porch	Slab

Location & Zoning

Street Address	230 2ND AVE SE
City	MILACA
State	MN
Zip	56353-1213
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Range	27
Legal Township	38
Legal Section	25
Legal Subdivision	SECOND ADDITION TO MILACA
Legal Block	15
Legal Lot Number	4
Jurisdiction	MILLE LACS MN
Township / Civil Division	MILACA
Census Block Group	3
Census Block	3040
Census Tract	170500

Owner

230 2nd Ave SE is owned and occupied by two individuals who acquired it in January 2018.

Source: Mille Lacs County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	230 2ND AVE SE, MILACA, MN 56353-1213
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2026	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF IL
Jan 23, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 24, 2014 · Amount on File
Deed Sale	Oct 24, 2014 · Amount on File
Prior Sale	Sep 5, 2014 · Amount on File
Deed Document Number	2014387174
Last Transfer Date	Jan 18, 2018
Transfer Doc	000A404581
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Recording Date	Jun 23, 2026
Property Address	230 2ND AVE SE, MILACA, MN 56353-1213
Document Number	0000451705
Instrument Date	Jun 1, 2026
Instrument	2026451705
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	230 2ND AVE SE, MILACA, MN 56353-1213

Mortgage

Document Number	0000451705,
Date	Jun 23, 2026
Instrument	2026451705

Lender

Name	FIRST NATIONAL BANK OF IL

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Jun 1, 2031

Interest

Rate	6.3%
Max Rate	-1%

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MILLE LACS MN
Recording Date	Jan 23, 2018
Property Address	230 2ND AVE SE, MILACA, MN 56353-1213
Document Number	000A404581
Instrument Date	Jan 18, 2018
Instrument	A404581
Transaction Type	Transfer
Record Updated	Aug 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	230 2ND AVE SE, MILACA, MN 56353-1213

Tax Assessment & Valuation

The 2026 property tax bill for 230 2nd Ave SE was $2,126.

Source: Mille Lacs County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
Municipality	Milaca City
Unified School District	Milaca Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,126.00	$179,300 (-1.1%) Land $36,000 Building $143,300	$179,300 (-1.1%) Land $36,000 Building $143,300
2025		$181,300 Land $32,000 Building $149,300	$181,300 Land $32,000 Building $149,300
2023	$1,842.00	$158,300 Land $28,000 Building $130,300	$158,300 Land $28,000 Building $130,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 230 2nd Ave SE in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	6 (1995–2016)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Jul 2016 · rainfall accumulation
Claims by Event	Severe Winter Storms, Flooding, And Tornadoes, Apr 2001 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 230 2nd Ave SE is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Milaca serves 3,043 people · EPA ID MN1480002
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	1,250 / 60
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Benton Cooperative Telephone Company Cable · Fiber in parts of the area	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: ECE Fiber.

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