23 Zina Rd, Hudson, MA 01749 Property Records

Middlesex County and Hudson Town property record for 23 Zina Rd, Hudson, MA 01749

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,234 sqft · built 1985
Lot Size	0.76 acres (33,106 sqft)
Owner	Individual Name on Record
Last Sale	$449,000 (Jul 2019)
Tax Bill	$8,915 (2025)
Deeds & Mortgages	Jun 2020 Refinance Jul 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13076`

Property Details

APN / Parcel Number

Primary APN	`13076`
Alternative APN	`HUDS M:0013 B:0000 L:0076`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,234 sqft Living Area
Gross Area	2,920 sqft
1st Floor Area	1,234 sqft
Basement Area	672 sqft
Unfinished Basement	672 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Raised Ranch
Roof Type	Gable
Roof Material	Asphalt
Lot Area	33,106 sqft (0.76 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	13076
Street Address	23 ZINA RD
City	HUDSON
State	MA
Zip	01749-1803
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SA8
Legal Lot Number	76
Jurisdiction	HUDSON MA
Township / Civil Division	HUDSON
Census Block Group	3
Census Block	3000
Census Tract	322400

Owner

Source: Middlesex County and Hudson Town records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	23 ZINA RD, HUDSON, MA 01749-1803
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance FALL RIVER FIVE CENTS SAVINGS BANK
Jul 30, 2019	Quit Claim Deed, Transfer · Conventional with PMI ROCKLAND TR
Oct 18, 2017	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 30, 2019 · Amount on Record
Deed Sale	Jul 30, 2019 · Amount on Record
Prior Sale	Jun 18, 2015 · Amount on Record
Deed Book / Page	73017 / 85
Prior Transfer Date	Jul 25, 2019
Prior Transfer Doc	73017-85
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUDSON MA
Property Address	23 ZINA RD, HUDSON, MA 01749-1803
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	74881-175
Date	Jun 15, 2020
Book Page	74881/175
Instrument	92211

Lender

Name	FALL RIVER FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HUDSON MA
Recording Date	Jul 30, 2019
Property Address	23 ZINA RD, HUDSON, MA 01749-1803
Document Number	73017-85
Book / Page	073017 / 000085
Instrument Date	Jul 25, 2019
Instrument	110388
Transaction Type	Transfer
Record Updated	Aug 13, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,047.44
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 ZINA RD HUDSON MA 017491803, HUDSON, MA 01749-1803

Mortgage

Document Number	73017-88
Date	Jul 30, 2019
Book Page	073017/000088
Instrument	110389

Lender

Name	ROCKLAND TR

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 29, 2049

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUDSON MA
Property Address	23 ZINA RD, HUDSON, MA 01749-1803
Document Number	70122-227
Book / Page	070122 / 000227
Instrument Date	Oct 18, 2017
Transaction Type	Mortgage
Record Updated	Nov 14, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	70122-227
Date	Oct 24, 2017
Book Page	070122/000227
Instrument	2235

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 23, 2047

Tax Assessment & Valuation

Source: Middlesex County and Hudson Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Hudson Town
Unified School District	Hudson School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,915.00 (+7.58%)	$642,300 (+8.51%) Land $223,600 Building $418,700	$591,945 (+2.65%)
2024	$8,287.00 (+7.62%)	$591,900 (+12.23%) Land $203,200 Building $388,700	$576,650
2023	$7,700.00	$527,400 Land $195,600 Building $331,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HUDSON WATER SUPPLY serves 20,032 people · EPA ID MA2141000
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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