Middlesex County and Old Bridge Township property record for 23 Woodruff Dr, Matawan, NJ 07747
| Property Type | Single Family Home |
|---|---|
| Details | 2,415 sqft · built 1993 |
| Lot Size | 0.347 acres (15,098 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $261,195 (Nov 1993) |
| Tax Bill | $17,510 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage Mar 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-12314-0000-00005 |
| Primary APN | 15-12314-0000-00005 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,415 sqft Living Area |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Construction Type | Frame |
| Lot Area | 15,098 sqft (0.347 acres) |
| Lot Dimensions | 151 ft deep x 100 ft wide |
| Account Number | 08083183 |
|---|---|
| Street Address | 23 WOODRUFF DR |
| City | MATAWAN |
| State | NJ |
| Zip | 07747-9755 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20 |
| Legal Description | 100X151 |
| Legal Subdivision | TREVOR PLACE |
| Legal Block | 12314 |
| Legal Lot Number | 5 |
| Jurisdiction | MIDDLESEX NJ |
| Township / Civil Division | OLD BRIDGE |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 7911 |
23 Woodruff Dr is owned and occupied by two individuals who bought it in November 1993.
Source: Middlesex County and Old Bridge Township records, as of June 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 23 WOODRUFF DR, MATAWAN, NJ 07747-9755 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 6, 2020 | Deed of Trust, Mortgage · Conventional Mortgage COLUMBIA BANK |
| Mar 26, 2018 | Deed of Trust, Mortgage · Conventional Mortgage NATIONAL BANK OF KANSAS CITY |
| Oct 27, 2016 | Deed of Trust, Mortgage · Line of Credit COLUMBIA BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 30, 1993 · Amount on File |
| Deed Sale | Nov 30, 1993 · Amount on File |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 23 WOODRUFF DR, MATAWAN, NJ 07747-9755 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0000058212 |
|---|---|
| Date | Jul 6, 2020 |
| Book Page | 17929/1855 |
| Instrument | 2020058212 |
| Name | COLUMBIA BANK |
|---|---|
| Type | Bank |
| Address | FAIR LAWN, NJ 07410 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Aug 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 23 WOODRUFF DR, MATAWAN, NJ 07747-9755 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TIMIOS INC |
| Name | Verified Name |
|---|
| Document Number | 0000024391 |
|---|---|
| Date | Mar 26, 2018 |
| Book Page | 17122/0723 |
| Instrument | 201800024391 |
| Name | NATIONAL BANK OF KANSAS CITY |
|---|---|
| Type | Bank |
| Address | KANSAS CITY, MO 64114 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Mar 1, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 23 WOODRUFF DR, MATAWAN, NJ 07747-9755 |
| Document Number | 0000000057 |
| Book / Page | 016604 / 000620 |
| Instrument Date | Oct 27, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Mar 16, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 23 WOODRUFF DR MATAWAN NJ 077479755, MATAWAN, NJ 07747-9755 |
| Document Number | 0000000057 |
|---|---|
| Date | Jan 3, 2017 |
| Book Page | 016604/000620 |
| Instrument | 57 |
| Name | COLUMBIA BK |
|---|---|
| Type | Bank |
| Address | FAIR LAWN, NJ 07410 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 23 Woodruff Dr was $17,510, up 10.1% from the year before.
Source: Middlesex County and Old Bridge Township assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Middlesex County |
| County Subdivision | Old Bridge Township |
| Unified School District | Old Bridge Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $276,800 (-) Land $95,400 Building $181,400 | $276,800 (-) Land $95,400 Building $181,400 | |
| 2025 | $17,510.00 (+10.06%) | $276,800 Land $95,400 Building $181,400 | $276,800 Land $95,400 Building $181,400 |
| 2024 | $15,910.00 | ||
| 2023 | $276,800 Land $95,400 Building $181,400 | $276,800 Land $95,400 Building $181,400 | |
| 2022 | $14,811.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 23 Woodruff Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2011 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 23 Woodruff Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 87% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OLD BRIDGE MUA serves 68,000 people · EPA ID NJ1209002 |
|---|---|
| Water Source | Purchased surface water from MIDDLESEX WATER COMPANY |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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