23 Wisdom Ave, Providence, RI 02908 Property Records

Providence City property record for 23 Wisdom Ave, Providence, RI 02908

Property Summary

Property Type	Triplex
Details	9 bd · 3 ba · 4,068 sqft · built 1910
Lot Size	0.083 acres (3,600 sqft)
Owner	Individual Name on File
Last Sale	$390,000 (Sep 2020)
Tax Bill	$4,615 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage Mar 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`PROV M:65 L:782`

Property Details

APN / Parcel Number

Primary APN	`PROV M:65 L:782`
Alternative APNs	`P:0650782 L:0000` `30853`

Interior

Bedrooms	9 Beds
Full Baths	3 Baths
Total Rooms	18 Rooms
Units	3 Units
Stories	3 Stories
Building Area	4,068 sqft Living Area
Gross Area	5,739 sqft
1st Floor Area	1,356 sqft
Basement Area	1,356 sqft
Unfinished Basement	1,356 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,600 sqft (0.083 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	30853
Street Address	23 WISDOM AVE
City	PROVIDENCE
State	RI
Zip	02908-4533
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	R-3
Legal Lot Number	782
Jurisdiction	PROVIDENCE RI
Township / Civil Division	PROVIDENCE
Census Block Group	3
Census Block	3007
Census Tract	2200

Owner

23 Wisdom Ave, a triplex, is owned and occupied by an individual who bought it in September 2020.

Source: Providence City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	23 WISDOM AVE, PROVIDENCE, RI 02908-4533
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2020	Warranty Deed, Transfer · FHA Mortgage PRIMARY RESIDENTIAL MORTGAGE
Mar 23, 2019	Deed of Trust, Mortgage · Line of Credit WASHINGTON TR CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 1, 2020 · Amount on File
Deed Sale	Sep 1, 2020 · Amount on File
Deed Document Number	2020263785
Deed Book / Page	12822 / 307
Record Updated	Oct 29, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PROVIDENCE RI
Recording Date	Sep 1, 2020
Property Address	23 WISDOM AVE, PROVIDENCE, RI 02908-4533
Document Number	012822-307
Book / Page	12822 / 307
Instrument Date	Aug 31, 2020
Instrument	2020263785
Transaction Type	Transfer
Record Updated	Oct 13, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 WISDOM AVE, PROVIDENCE, RI 02908-4533

Mortgage

Document Number	2020263786
Date	Sep 1, 2020
Instrument	2020263786

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROVIDENCE RI
Property Address	23 WISDOM AVE, PROVIDENCE, RI 02908-4533
Document Number	12313-267
Instrument Date	Mar 23, 2019
Transaction Type	Mortgage
Record Updated	May 7, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 N WILLIAMS ST PROVIDENCE RI 029195149, PROVIDENCE, RI 02919-5149

Mortgage

Document Number	12313-267
Date	Mar 27, 2019
Book Page	012313/000267
Instrument	223125

Lender

Name	WASHINGTON TR CO

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 26, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 23 Wisdom Ave was $4,615.

Source: Providence City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Providence City
Unified School District	Providence School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,615.00	$611,300 Land $111,400 Building $499,900
2023	$7,300.00 (+3.09%)	$397,800 (-) Land $67,700 Building $330,100
2022	$7,081.00	$397,800 Land $67,700 Building $330,100

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 23 Wisdom Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 23 Wisdom Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PROVIDENCE-CITY OF serves 333,142 people · EPA ID RI1592024
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 709 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: AT&T, T-Mobile.

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