23 Winwood Rd, Sutton, MA 01590 Property Records

Worcester County and Sutton Town property record for 23 Winwood Rd, Sutton, MA 01590

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 1,904 sqft · built 1987
Lot Size	1.21 acres (52,708 sqft)
Owner	2 Individual Names on File
Last Sale	$1,200,000 (Jan 2024)
Tax Bill	$13,691 (2026)
Deeds & Mortgages	Nov 2025 Mortgage Jan 2024 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`SUTT M:0009 P:15`

Property Details

APN / Parcel Number

Primary APN	`SUTT M:0009 P:15`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,904 sqft Living Area
Gross Area	5,691 sqft
1st Floor Area	1,904 sqft
Basement Area	962 sqft
Unfinished Basement	1,344 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	52,708 sqft (1.21 acres)
Garage Type	Basement
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	23 WINWOOD RD
City	SUTTON
State	MA
Zip	01590-1800
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Jurisdiction	SUTTON MA
Township / Civil Division	SUTTON
Census Block Group	2
Census Block	2005
Census Tract	751102

Owner

Source: Worcester County and Sutton Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	23 WINWOOD RD, SUTTON, MA 01590-1800
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2025	Deed of Trust, Mortgage · Conventional Mortgage BANKESB
Jan 8, 2024	Quit Claim Deed, Transfer · Stand-Alone First Mortgage EASTHAMPTON SAVINGS BANK
Jul 7, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA
Jul 30, 2021	Quit Claim Deed, Transfer Quitclaim
Dec 20, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Dec 3, 2018	Quit Claim Deed, Transfer · Stand-Alone First Mortgage DRAPER AND KRAMER MORTGAGE CORP.

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 8, 2024 · Amount on File
Deed Sale	Jan 8, 2024 · Amount on File
Prior Sale	Dec 3, 2018 · Amount on File
Deed Document Number	20241462
Deed Book / Page	70072 / 380
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUTTON MA
Property Address	23 WINWOOD RD, SUTTON, MA 01590-1800
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0072804-49
Date	Nov 10, 2025
Book Page	72804/49
Instrument	97846

Lender

Name	BANKESB

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.99%
Type Change Date	Dec 1, 2032
Index	Other

January 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SUTTON MA
Recording Date	Jan 8, 2024
Property Address	23 WINWOOD RD, SUTTON, MA 01590-1800
Document Number	070072-380
Book / Page	70072 / 380
Instrument Date	Jan 8, 2024
Instrument	1462
Transaction Type	Transfer
Record Updated	Jan 26, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	23 WINWOOD RD, SUTTON, MA 01590-1800

Mortgage

Document Number	0000001463
Date	Jan 8, 2024
Instrument	1463

Lender

Name	EASTHAMPTON SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Type Change Date	Feb 1, 2031
Max Rate At Change	2.75%
Index	Other

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUTTON MA
Property Address	23 WINWOOD RD, SUTTON, MA 01590-1800
Transaction Type	Mortgage
Record Updated	Jul 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00069353-1
Date	Jul 7, 2023
Book Page	69353/1
Instrument	53982

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

July 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SUTTON MA
Recording Date	Jul 30, 2021
Property Address	23 WINWOOD RD, SUTTON, MA 01590-1800
Document Number	065742-301
Book / Page	65742 / 301
Instrument Date	Jul 22, 2021
Instrument	107440
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 WINWOOD RD, SUTTON, MA 01590-1800

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUTTON MA
Property Address	23 WINWOOD RD, SUTTON, MA 01590-1800
Document Number	61697-115
Instrument Date	Dec 20, 2019
Transaction Type	Mortgage
Record Updated	Jan 21, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 WINWOOD RD SUTTON MA 015901800, SUTTON, MA 01590-1800

Mortgage

Document Number	61697-115
Date	Jan 3, 2020
Book Page	061697/000115
Instrument	465

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 2, 2050

Interest

Rate Type	Adjustable Rate

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SUTTON MA
Recording Date	Dec 3, 2018
Property Address	23 WINWOOD RD, SUTTON, MA 01590-1800
Document Number	059767-185
Book / Page	59767 / 185
Instrument Date	Nov 15, 2018
Instrument	127705
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 WINWOOD RD, SUTTON, MA 01590-1800

Mortgage

Document Number	0000127706
Date	Dec 3, 2018
Instrument	127706

Lender

Name	DRAPER AND KRAMER MORTGAGE CORP.

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: Worcester County and Sutton Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Sutton Town
Unified School District	Sutton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$13,691.00 (+2.77%)	$1,185,362 (+6.95%) Land $626,962 Building $558,400	$760,259 (-42.33%)
2025	$13,322.00 (+11.48%)	$1,108,300 (+17.6%) Land $577,600 Building $530,700	$1,318,220 (+17.8%)
2024	$11,950.00 (-1.01%)	$942,430 (+8.13%) Land $463,830 Building $478,600	$1,119,005
2023	$12,072.00	$871,600 Land $419,700 Building $451,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber	980 / 880

May also be available: Xfinity.

Cell Coverage

5G and 4G LTE (outdoors only)

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