23 Winterside Ct, San Ramon, CA 94583 Property Records

Contra Costa County property record for 23 Winterside Ct, San Ramon, CA 94583

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,887 sqft · built 1994
Lot Size0.076 acres (3,290 sqft)
Owner2 Company Names on File
Last Sale$860,000 (Aug 2018)
Tax Bill$11,502 (2025)
Deeds & MortgagesMar 2021 Mortgage
Sep 2020 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN213-720-108-9

Property Details

APN / Parcel Number

Primary APN213-720-108-9
Alternative APN
  • 213-720-108

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area1,887 sqft Living Area
1st Floor Area824 sqft
2nd Floor Area1,063 sqft

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1995
Architectural StyleCluster
Lot Area3,290 sqft (0.076 acres)
Garage TypeAttached
Garage Area434 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address23 WINTERSIDE CT
CitySAN RAMON
StateCA
Zip94583-5250
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionT6648 L108
Legal SubdivisionNEWCASTLE
Legal Tract6648
Legal Lot Number108
JurisdictionCONTRA COSTA CA
Township / Civil DivisionCENTRAL CONTRA COSTA
Census Block Group2
Census Block2003
Census Tract345111

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Company Names on File
Mailing Address23 WINTERSIDE CT, SAN RAMON, CA 94583-5250
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Mar 1, 2021Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Sep 15, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Jun 12, 2020Deed of Trust, Mortgage · Conventional Mortgage
MAXREAL CUPERTINO
Aug 27, 2018Grant Deed, Transfer · ARM
US BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 27, 2018 · Amount on File
Deed SaleAug 27, 2018 · Amount on File
Deed Document Number2018136806
Last Transfer DateAug 27, 2020
Transfer Doc0000204358
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address23 WINTERSIDE CT, SAN RAMON, CA 94583-5250
Transaction TypeMortgage
Record UpdatedNov 3, 2022
Title CompanyAMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address23 WINTERSIDE CT, SAN RAMON, CA 94583-5250

Mortgage

Document Number0000060988
DateMar 1, 2021
Instrument2021-060988
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMar 1, 2051

September 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCONTRA COSTA CA
Recording DateSep 15, 2020
Property Address23 WINTERSIDE CT, SAN RAMON, CA 94583-5250
Document Number0000204358
Instrument DateAug 27, 2020
Instrument204358
Transaction TypeTransfer
Record UpdatedSep 25, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address23 WINTERSIDE CT SAN RAMON CA 945835250, SAN RAMON, CA 94583-5250

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address23 WINTERSIDE CT, SAN RAMON, CA 94583-5250
Document Number0000118801
Instrument DateJun 12, 2020
Transaction TypeMortgage
Record UpdatedJun 25, 2020
Title CompanyTIMIOS INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address23 WINTERSIDE CT SAN RAMON CA 945835250, SAN RAMON, CA 94583-5250

Mortgage

Document Number0000118801
DateJun 18, 2020
Instrument118801
Lender
NameMAXREAL CUPERTINO
AddressCUPERTINO, CA 95014
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 17, 2050

August 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCONTRA COSTA CA
Recording DateAug 27, 2018
Property Address23 WINTERSIDE CT, SAN RAMON, CA 94583-5250
Document Number0000136806
Map ReferenceMB 312 PG 1
Instrument DateAug 21, 2018
Instrument2018-136806
Transaction TypeTransfer
Record UpdatedNov 3, 2022
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants

Mortgage

Document Number0000136807
DateAug 27, 2018
Instrument2018-136807
Lender
NameUS BANK NA
TypeBank
Agreement
TypeARM
AmountAmount on Record
Term361 Months
DueSep 1, 2048
Interest
Rate TypeAdjustable Rate
Rate3.62%
Type Change DateSep 1, 2025
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change8.62%
Index1-Year CMT
Max Rate8.62%

Mortgage

Document Number0000136807
DateAug 27, 2018
Instrument2018-136807
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeARM
AmountAmount on Record
Term361 Months
DueSep 1, 2048
Interest
Rate TypeAdjustable Rate
Rate3.62%
Type Change DateSep 1, 2025
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change8.62%
Index1-Year CMT
Max Rate8.62%

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
MunicipalitySan Ramon City
Unified School DistrictSan Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$978,527 (+2%) Land $625,803 Building $352,724
2025$11,502.00 (+3.87%) Homeowner's exemption$959,341 (+4.04%) Land $613,533 Building $345,808
2023$11,073.00 (+0.97%) Homeowner's exemption$922,090 Land $589,709 Building $332,381
2022$10,967.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 97.4% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAST BAY MUD
serves 1,468,000 people · EPA ID CA0110005
Water SourceSurface water
Last State InspectionDec 2021
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 686 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Unwired
Fixed Wireless
300 / 25
Etheric Networks
Fixed Wireless
250 / 100
AT&T
DSL · Fixed Wireless in parts of the area
100 / 20

May also be available: T-Mobile, Verizon.

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