23 Windy Hill Dr, West Wareham, MA 02576 Property Records

Plymouth County and Wareham Town property record for 23 Windy Hill Dr, West Wareham, MA 02576

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,964 sqft · built 1988
Lot Size	2.23 acres (97,139 sqft)
Owner	Individual Name on File
Last Sale	$343,000 (Aug 2017)
Tax Bill	$4,662 (2026)
Deeds & Mortgages	Apr 2022 Refinance Feb 2026 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`WARE M:00094 B:000 L:00028`

Property Details

APN / Parcel Number

Primary APN	`WARE M:00094 B:000 L:00028`
Alternative APN	`WRHM M:00094 B:000 L:00028`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,964 sqft Living Area
Gross Area	3,910 sqft
Basement Area	1,284 sqft
Unfinished Basement	1,284 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	97,139 sqft (2.23 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	23 WINDY HILL DR
City	WEST WAREHAM
State	MA
Zip	02576-1340
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R60
Legal Lot Number	28
Jurisdiction	WAREHAM MA
Township / Civil Division	WAREHAM
Census Block Group	3
Census Block	3003
Census Tract	545100

Owner

23 Windy Hill Dr is owned and occupied by an individual who bought it in August 2017.

Source: Plymouth County and Wareham Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	23 WINDY HILL DR, WEST WAREHAM, MA 02576-1340
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance CAPE COD FIVE CENTS SAVINGS BANK
Feb 4, 2026	Deed of Trust, Mortgage · Line of Credit CAPE COD FIVE CENTS SAVINGS BANK
Sep 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage LYC MORTGAGE LLC LYC MORTGAGE LLC
Aug 16, 2017	Quit Claim Deed, Transfer · Conventional with PMI LYC MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 16, 2017 · Amount on File
Deed Sale	Aug 16, 2017 · Amount on File
Prior Sale	Dec 30, 2011 · Amount on File
Deed Book / Page	48805 / 189
Transfer Doc	048805-189
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAREHAM MA
Property Address	23 WINDY HILL DR, WEST WAREHAM, MA 02576-1340
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0056643-52
Date	Apr 4, 2022
Book Page	56643/52
Instrument	28675

Lender

Name	CAPE COD FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAREHAM MA
Property Address	23 WINDY HILL DR, WEST WAREHAM, MA 02576-1340
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	060800-239
Date	Feb 4, 2026
Book Page	60800/239
Instrument	7355

Lender

Name	CAPE COD FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAREHAM MA
Property Address	23 WINDY HILL DR, WEST WAREHAM, MA 02576-1340
Document Number	53538-19
Instrument Date	Sep 25, 2020
Transaction Type	Mortgage
Record Updated	Oct 20, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 WINDY HILL DR WEST WAREHAM MA 025761340, WEST WAREHAM, MA 02576-1340

Mortgage

Document Number	53538-19
Date	Sep 30, 2020
Book Page	053538/000019
Instrument	92897

Lender

Name	LYC MORTGAGE LLC LYC MORTGAGE LLC
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 29, 2050

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WAREHAM MA
Recording Date	Aug 16, 2017
Property Address	23 WINDY HILL DR, WEST WAREHAM, MA 02576-1340
Document Number	48805-189
Book / Page	048805 / 000189
Instrument Date	Aug 16, 2017
Instrument	69671
Transaction Type	Transfer
Record Updated	Aug 24, 2018
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,564.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	31 STATION ST QUINCY MA 021696355, QUINCY, MA 02169-6355

Mortgage

Document Number	48805-191
Date	Aug 16, 2017
Book Page	048805/000191
Instrument	69672

Lender

Name	LYC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 15, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 23 Windy Hill Dr was $4,662, down 16.9% from the year before.

Source: Plymouth County and Wareham Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Plymouth County
County Subdivision	Wareham Town
Unified School District	Wareham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,662.00 (-16.88%)	$544,600 (+1.17%) Land $147,900 Building $396,700	$607,484 (+14.52%)
2025	$5,609.00 (-4.28%)	$538,300 (+3.16%) Land $147,900 Building $390,400	$530,480
2024	$5,860.00 (+5.17%)	$521,800 (+12.65%) Land $118,600 Building $403,200
2023	$5,572.00	$463,200 Land $108,500 Building $354,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 23 Windy Hill Dr in Zone X, an area of minimal flood risk, though there have been 50 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 37 policies
Nearby Flood Policies	37 in force
Nearby Flood Claims	50 (1978–2017)
Claims Outside the SFHA	5 of 50
Most Recent Claim	Oct 2017 · other causes
Claims by Event	Severe Storms And Flooding, Apr 2010 · 2 claims Hurricane Bob, Aug 1991 · 40 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 23 Windy Hill Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WAREHAM FIRE DISTRICT serves 20,102 people · EPA ID MA4310000
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Dec 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Cell Coverage

5G and 4G LTE (outdoors only)

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