23 Willow St, San Jose, CA 95110 Property Records

Santa Clara County property record for 23 Willow St, San Jose, CA 95110

Property Summary

Property Type	Multi-Family Dwellings
Details	4,459 sqft · built 1908
Lot Size	0.193 acres (8,400 sqft)
Owner	Individual Name on Record
Last Sale	$365,000 (Jun 1997)
Tax Bill	$9,801 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit Jul 2020 Mortgage
Flood Zone	Zone D (undetermined)
APN	`264-37-069`

Property Details

APN / Parcel Number

Primary APN	`264-37-069`

Interior

Stories	2 Stories
Building Area	4,459 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 1908
Effective Year Built	Effective 1947
Architectural Style	Spanish
Construction Type	Wood
Lot Area	8,400 sqft (0.193 acres)
Lot Dimensions	168 ft deep x 50 ft wide
Garage Type	Carport
Carport	Carport

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	23 WILLOW ST
City	SAN JOSE
State	CA
Zip	95110-3137
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	C2
Legal Description	BLK 1 LOT 11 RECORDERS BOOK B PAGE 27
Legal Subdivision	DRISCOLL ADD
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	3
Census Block	3010
Census Tract	501700

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	23 WILLOW ST, SAN JOSE, CA 95110-3137
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Sep 5, 2023	Intrafamily Transfer, Transfer · Line of Credit COMMUNITY COMMERCE BANK
Jul 9, 2020	Quit Claim Deed, Transfer CHATOFF TRUST (PT)

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 12, 1997 · Amount on Record
Deed Sale	Jun 12, 1997 · Amount on Record
Deed Document Number	199713737102
Prior Transfer Date	May 30, 1997
Prior Transfer Doc	0013737101
Record Updated	Oct 29, 2026

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Sep 5, 2023
Property Address	23 WILLOW ST, SAN JOSE, CA 95110-3138
Document Number	0025526391
Map Reference	MB B PG 27
Instrument Date	Aug 30, 2023
Instrument	25526391
Transaction Type	Transfer
Record Updated	Sep 14, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 WILLOW ST, SAN JOSE, CA 95110-3138

Mortgage

Document Number	0025526392
Date	Sep 5, 2023
Instrument	25526392

Lender

Name	COMMUNITY COMMERCE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 7, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jul 9, 2020
Property Address	23 WILLOW ST, SAN JOSE, CA 95110-3138
Document Number	0024531865
Instrument Date	Jun 26, 2020
Instrument	24531865
Transaction Type	Transfer
Record Updated	Jul 22, 2020
Title Company	CORNERSTONE TITLE COMPANY, CORNERSTONE TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5981 SANTA TERESA BLVD SAN JOSE CA 951234239, SAN JOSE, CA 95123-4239

Mortgage

Document Number	24531866
Date	Jul 9, 2020
Instrument	24531866

Lender

Name	CHATOFF TRUST (PT)
Address	PO BOX 1098, CLEARLAKE OAKS, CA 95423-1098

Agreement

Amount	Amount Recorded
Term	36 Months
Due	Jul 8, 2023

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Unified School District	San Jose Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$606,337 (+2%) Land $279,079 Building $327,258
2025	$9,801.00 (+4.92%)	$594,449 (+4.04%) Land $273,607 Building $320,842
2024	$9,341.00
2023		$571,368 Land $262,984 Building $308,384

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Nearest Special Flood Hazard Area	Zone AO, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 56 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	56 in force
Nearby Flood Claims	8 (1982–2023)
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 2 claims Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 706 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	1,000 / 75
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60

May also be available: GeoLinks, Sail Internet, T-Mobile.

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