23 Willow Rd, Saugerties, NY 12477 Property Records

Ulster County and Saugerties Town property record for 23 Willow Rd, Saugerties, NY 12477

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,292 sqft · built 1967
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$400,000 (Jul 2022)
Tax Bill	$6,613 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Jan 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`514889 29.29-3-5`

Property Details

APN / Parcel Number

Primary APN	`514889 29.29-3-5`
Alternative APN	`172824.000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,292 sqft Living Area
1st Floor Area	2,292 sqft
Basement Area	735 sqft
Finished Basement	735 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	110 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	273 sqft
Parking Spaces	1 Parking Space
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	172824.000
Street Address	23 WILLOW RD
City	SAUGERTIES
State	NY
Zip	12477-2139
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	20
Legal Block	3
Legal Lot Number	5.000
Jurisdiction	ULSTER NY
Township / Civil Division	SAUGERTIES
Census Block Group	3
Census Block	3003
Census Tract	950300

Owner

Source: Ulster County and Saugerties Town records, as of April 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	23 WILLOW RD, SAUGERTIES, NY 12477-2139
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2022	Deed, Transfer · Stand-Alone First Mortgage ULSTER SAVINGS BANK
Jan 12, 2021	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 11, 2022 · Amount on Record
Deed Sale	Jul 11, 2022 · Amount on Record
Deed Document Number	202211960
Deed Book / Page	7093 / 327
Prior Transfer Date	Sep 29, 2020
Prior Transfer Doc	0000000648
Record Updated	Oct 29, 2026

July 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ULSTER NY
Recording Date	Jul 11, 2022
Property Address	23 WILLOW RD, SAUGERTIES, NY 12477-2139
Document Number	0000011960
Book / Page	7093 / 327
Instrument Date	Jul 11, 2022
Instrument	2022-11960
Transaction Type	Transfer
Record Updated	Aug 2, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	19 MONTROSS ST, SAUGERTIES, NY 12477-1505

Mortgage

Document Number	0000011961
Date	Jul 11, 2022
Instrument	2022-11961

Lender

Name	ULSTER SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Aug 1, 2032
Max Rate At Change	3%
Index	1-Year CMT
Margin	3

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ULSTER NY
Recording Date	Jan 12, 2021
Property Address	23 WILLOW RD, SAUGERTIES, NY 12477-2139
Document Number	0000000648
Book / Page	006742 / 000168
Instrument Date	Sep 29, 2020
Instrument	648
Transaction Type	Transfer
Record Updated	Jan 29, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	23 WILLOW RD SAUGERTIES NY 124772139, SAUGERTIES, NY 12477-2139

Tax Assessment & Valuation

Source: Ulster County and Saugerties Town assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	New York
County	Ulster County
County Subdivision	Saugerties Town
Unified School District	Saugerties Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,613.00 (+202.93%)	$344,000 (+17.61%) Land $63,000 Building $281,000	$344,000 (+17.61%) Land $63,000 Building $281,000
2023		$292,500 (+17%) Land $60,500 Building $232,000	$292,500 (+17%) Land $60,500 Building $232,000
2022		$250,000 Land $60,500 Building $189,500	$250,000 Land $60,500 Building $189,500
2021	$2,183.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLASCO WATER DISTRICT serves 4,071 people · EPA ID NY5503367
Water Source	Purchased surface water from SAUGERTIES (VILLAGE) WATER DIS
Last State Inspection	Dec 2022
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planet Networks Fiber	10,000 / 10,000
Archtop Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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