Somerset County and Franklin Township property record for 23 Willocks Cir, Somerset, NJ 08873
| Property Type | Single Family Home |
|---|---|
| Details | 3,758 sqft · built 2013 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $690,000 (Nov 2021) |
| Tax Bill | $15,827 (2025) |
| Deeds & Mortgages | Oct 2026 Line of Credit Sep 2024 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-00516-02-00012 |
| Primary APN | 08-00516-02-00012 |
|---|
| Building Area | 3,758 sqft Living Area |
|---|
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 115 ft deep x 76 ft wide |
| Street Address | 23 WILLOCKS CIR |
|---|---|
| City | SOMERSET |
| State | NJ |
| Zip | 08873-7462 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | B-I |
| Legal Subdivision | SUMMERFIELDS/FRANKLIN |
| Legal Block | 516.2 |
| Legal Lot Number | 12 |
| Jurisdiction | SOMERSET NJ |
| Township / Civil Division | FRANKLIN |
| Census Block Group | 2 |
| Census Block | 2070 |
| Census Tract | 53501 |
23 Willocks Cir is owned and occupied by two individuals who bought it in November 2021.
Source: Somerset County and Franklin Township records, as of October 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 23 WILLOCKS CIR, SOMERSET, NJ 08873-7462 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 6, 2026 | Deed of Trust, Mortgage · Line of Credit PNC BANK |
| Sep 9, 2024 | Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK |
| Nov 18, 2024 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Nov 12, 2021 | Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Oct 26, 2020 | Grant Deed, Transfer STEWART TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 12, 2021 · Amount on File |
| Deed Sale | Nov 12, 2021 · Amount on File |
| Prior Sale | May 24, 2013 · Amount on File |
| Deed Document Number | 202166989 |
| Deed Book / Page | 7401 / 1396 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Recording Date | Oct 6, 2026 |
| Property Address | 23 WILLOCKS CIR, SOMERSET, NJ 08873-7462 |
| Document Number | 0000028308 |
| Book / Page | 7706 / 3361 |
| Instrument Date | Sep 25, 2026 |
| Instrument | 202628308 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 23 WILLOCKS CIR, SOMERSET, NJ 08873-7462 |
| Document Number | 0000028308, |
|---|---|
| Date | Oct 6, 2026 |
| Book Page | 7706/3361 |
| Instrument | 202628308 |
| Name | PNC BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Oct 14, 2066 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 23 WILLOCKS CIR, SOMERSET, NJ 08873-7462 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2025 |
| Name | Verified Name |
|---|---|
| Address | 23 WILLOCKS CIR, FRANKLIN, NJ 07416 |
| Document Number | 0000022850 |
|---|---|
| Date | Sep 9, 2024 |
| Book Page | 7576/108 |
| Instrument | 2024022850 |
| Name | COASTAL COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | CAMPBELL, CA 95008 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 23 WILLOCKS CIR, SOMERSET, NJ 08873-7462 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2025 |
| Name | Verified Name |
|---|---|
| Address | 23 WILLOCKS CIR, SOMERSET, NJ 08873-7462 |
| Document Number | 0000030359 |
|---|---|
| Date | Nov 18, 2024 |
| Book Page | 7588/2747 |
| Instrument | 2024030359 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Nov 5, 2064 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Recording Date | Nov 12, 2021 |
| Property Address | 23 WILLOCKS CIR, SOMERSET, NJ 08873-7462 |
| Document Number | 0000066989 |
| Book / Page | 7401 / 1396 |
| Instrument Date | Nov 2, 2021 |
| Instrument | 2021066989 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2025 |
| Title Company | NEW HORIZON ABSTRACT INC, NEW HORIZON ABSTRACT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,139.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 441 2ND AVE, PISCATAWAY, NJ 08854-3601 |
| Name | Verified Name |
|---|---|
| Address | 23 WILLOCKS CIR, SOMERSET, NJ 08873-7462 |
| Document Number | 0000066990 |
|---|---|
| Date | Nov 12, 2021 |
| Instrument | 2021066990 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Recording Date | Oct 26, 2020 |
| Property Address | 23 WILLOCKS CIR, SOMERSET, NJ 08873-7462 |
| Document Number | 0000051953 |
| Book / Page | 007264 / 002587 |
| Instrument Date | Oct 18, 2020 |
| Instrument | 51953 |
| Transaction Type | Transfer |
| Record Updated | Nov 26, 2020 |
| Title Company | STEWART TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $280.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 23 WILLOCKS CIR SOMERSET NJ 088737462, SOMERSET, NJ 08873-7462 |
The 2025 property tax bill for 23 Willocks Cir was $15,827, up 11.2% from the year before.
Source: Somerset County and Franklin Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Somerset County |
| County Subdivision | Franklin Township |
| Unified School District | Franklin Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $910,100 (-) Land $351,000 Building $559,100 | $910,100 (-) Land $351,000 Building $559,100 | |
| 2025 | $15,827.00 (+11.2%) | $910,100 Land $351,000 Building $559,100 | $910,100 Land $351,000 Building $559,100 |
| 2024 | $14,233.00 | ||
| 2023 | $714,600 Land $326,000 Building $388,600 | $714,600 Land $326,000 Building $388,600 | |
| 2022 | $13,136.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 23 Willocks Cir in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 2021.
Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 11 (2021) |
| Claims Outside the SFHA | 11 of 11 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 23 Willocks Cir is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
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