Tioga County and Spencer Town property record for 23 William St, Spencer, NY 14883
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,460 sqft · built 1973 |
| Lot Size | 0.49 acres (21,344 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $185,000 (Feb 2022) |
| Tax Bill | $6,679 (2026) |
| Deeds & Mortgages | Feb 2022 Sale & Mortgage Jan 2021 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 493489 57.10-1-12 |
| Primary APN | 493489 57.10-1-12 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,460 sqft Living Area |
| 1st Floor Area | 1,160 sqft |
| Basement Area | 300 sqft |
| Finished Basement | 300 sqft |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 21,344 sqft (0.49 acres) |
| Lot Dimensions | 152 ft deep x 187 ft wide |
| Garage Type | Detached |
| Garage Area | 700 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 570 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 00000000531 |
|---|---|
| Street Address | 23 WILLIAM ST |
| City | SPENCER |
| State | NY |
| Zip | 14883-9306 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ZONE |
| Legal Block | 1 |
| Legal Lot Number | 12.000 |
| Jurisdiction | TIOGA NY |
| Township / Civil Division | SPENCER |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 20701 |
23 William St is owned and occupied by two individuals who bought it in February 2022.
Source: Tioga County and Spencer Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 23 WILLIAM ST, SPENCER, NY 14883-9306 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 1, 2022 | Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE |
| Jan 15, 2021 | Warranty Deed, Transfer |
| Dec 3, 2019 | Foreclosure |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 1, 2022 · Amount on File |
| Deed Sale | Feb 1, 2022 · Amount on File |
| Prior Sale | Jan 15, 2021 · Amount on File |
| Deed Document Number | 2022530 |
| Prior Transfer Date | Nov 19, 2019 |
| Prior Transfer Doc | 0000004844 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | TIOGA NY |
| Recording Date | Feb 1, 2022 |
| Property Address | 23 WILLIAM ST, SPENCER, NY 14883-9306 |
| Document Number | 2022000000530 |
| Instrument Date | Dec 30, 2021 |
| Instrument | 20220-00000530 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 353 POOLE CIR, NEWFIELD, NY 14867-9732 |
| Document Number | 22000000531 |
|---|---|
| Date | Feb 1, 2022 |
| Instrument | 220-00000531 |
| Name | ROCKET MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | TIOGA NY |
| Recording Date | Jan 15, 2021 |
| Property Address | 23 WILLIAM ST, SPENCER, NY 14883-9306 |
| Document Number | 2021000000222 |
| Instrument Date | Oct 8, 2020 |
| Instrument | 20210-00000222 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 148 FIELD ST, CORNING, NY 14830-2347 |
| Document Type | Foreclosure |
|---|---|
| Jurisdiction | TIOGA NY |
| Recording Date | Dec 3, 2019 |
| Property Address | 23 WILLIAM ST, SPENCER, NY 14883-9306 |
| Document Number | 19000004844 |
| Instrument Date | Nov 19, 2019 |
| Instrument | 190-00004844 |
| Transaction Type | Foreclosure |
| Record Updated | Sep 13, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1675 PALM BEACH LAKES BLVD # 402, 402, WEST PALM BEACH, FL 33401-2132 |
The 2026 property tax bill for 23 William St was $6,679, up 2.5% from the year before.
Source: Tioga County and Spencer Town assessment roll, as of May 15, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Tioga County |
| County Subdivision | Spencer Town |
| Unified School District | Spencer-Van Etten Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,679.00 (+2.45%) | ||
| 2025 | $6,519.00 | $185,000 Land $16,600 Building $168,400 | $264,286 Land $23,714 Building $240,572 |
| 2023 | $185,000 (-) Land $16,600 Building $168,400 | $215,116 (+16.28%) Land $19,302 Building $195,814 | |
| 2022 | $185,000 Land $16,600 Building $168,400 | $185,000 Land $16,600 Building $168,400 | |
| 2019 | $2,031.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 23 William St in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective October 31, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 14 (1998–2021) |
| Claims Outside the SFHA | 7 of 14 |
| Most Recent Claim | Aug 2021 · Remnants Of Tropical Storm Fred |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 23 William St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Haefele Connect Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
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