Bergen County and Saddle Brook Township property record for 23 William St, Saddle Brook, NJ 07663
| Property Type | Single Family Home |
|---|---|
| Details | 1,344 sqft · built 1950 |
| Lot Size | 0.115 acres (5,001 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $660,000 (Jul 2026) |
| Tax Bill | $11,772 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Jul 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 57-00517-0000-00006 |
| Primary APN | 57-00517-0000-00006 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,344 sqft Living Area |
| 1st Floor Area | 1,344 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Construction Type | Frame |
| Lot Area | 5,001 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Old Parcel Number | 5700060000000035 |
|---|---|
| Street Address | 23 WILLIAM ST |
| City | SADDLE BROOK |
| State | NJ |
| Zip | 07663-5440 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | 50X100 |
| Legal Subdivision | SADDLE BROOK TOWNSHIP |
| Legal Block | 517 |
| Legal Lot Number | 6 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | SADDLE BROOK |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 52200 |
Source: Bergen County and Saddle Brook Township records, as of September 2, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 23 WILLIAM ST, SADDLE BROOK, NJ 07663-5440 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Jul 24, 2026 | Deed, Transfer · Conventional Mortgage PROVIDENT BANK |
| Jul 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Mar 19, 2020 | Deed of Trust, Mortgage · Conventional with PMI GET A RATE LLC |
| Sep 20, 2018 | Deed with Mortgage, Transfer · Conventional with PMI GET A RATE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 24, 2026 · Amount on Record |
| Deed Sale | Jul 24, 2026 · Amount on Record |
| Prior Sale | Sep 20, 2018 · Amount on Record |
| Deed Document Number | 202650806 |
| Deed Book / Page | 5856 / 1668 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jul 24, 2026 |
| Property Address | 23 WILLIAM ST, SADDLE BROOK, NJ 07663-5440 |
| Document Number | 0000050806 |
| Book / Page | 5856 / 1668 |
| Instrument Date | Jul 1, 2026 |
| Instrument | 202650806 |
| Transaction Type | Transfer |
| Record Updated | Sep 2, 2026 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $66,660.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 23 WILLIAM ST, SADDLE BROOK, NJ 07663-5440 |
| Document Number | 0000050807, |
|---|---|
| Date | Jul 24, 2026 |
| Instrument | 202650807 |
| Name | PROVIDENT BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.63% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 23 WILLIAM ST, SADDLE BROOK, NJ 07663-5440 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0043041593 |
|---|---|
| Date | Jul 30, 2021 |
| Book Page | 4304/1593 |
| Instrument | 2021123094 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 23 WILLIAM ST, SADDLE BROOK, NJ 07663-5440 |
| Document Number | 0036260361 |
| Instrument Date | Mar 19, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2020 |
| Title Company | ELITE TITLE GROUP LLC, ELITE TITLE GRP LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 23 WILLIAM ST SADDLE BROOK NJ 076635440, SADDLE BROOK, NJ 07663-5440 |
| Document Number | 0036260361 |
|---|---|
| Date | Jun 17, 2020 |
| Book Page | 003626/000361 |
| Instrument | 20059146 |
| Name | GET A RATE LLC |
|---|---|
| Address | HACKENSACK, NJ 07601 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 16, 2040 |
| Document Type | Deed with Mortgage |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Sep 20, 2018 |
| Property Address | 23 WILLIAM ST, SADDLE BROOK, NJ 07663-5440 |
| Document Number | 0030572141 |
| Book / Page | 003057 / 002141 |
| Instrument Date | Jul 24, 2018 |
| Instrument | 67002 |
| Transaction Type | Transfer |
| Record Updated | Oct 3, 2018 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $425.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 23 WILLIAM ST SADDLE BROOK NJ 076635440, SADDLE BROOK, NJ 07663-5440 |
| Document Number | 30572147 |
|---|---|
| Date | Sep 20, 2018 |
| Book Page | 003057/002147 |
| Instrument | 67002 |
| Name | GET A RATE LLC |
|---|---|
| Address | ELMWOOD PARK, NJ 07407 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 19, 2048 |
Source: Bergen County and Saddle Brook Township assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| County Subdivision | Saddle Brook Township |
| Unified School District | Saddle Brook Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $515,600 (+3.93%) Land $210,000 Building $305,600 | $515,600 (+3.93%) Land $210,000 Building $305,600 | |
| 2025 | $11,772.00 (+5.69%) | $496,100 (+7.43%) Land $204,000 Building $292,100 | $496,100 (+7.43%) Land $204,000 Building $292,100 |
| 2024 | $11,138.00 (+5.48%) | ||
| 2023 | $461,800 Land $192,500 Building $269,300 | $461,800 Land $192,500 Building $269,300 | |
| 2022 | $10,559.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SADDLE BROOK WATER DEPT serves 13,155 people · EPA ID NJ0257001 |
|---|---|
| Water Source | Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2024 |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 651 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures