23 Willard St, Ward, AR 72176 Property Records

Lonoke County property record for 23 Willard St, Ward, AR 72176

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,417 sqft · built 2002
Lot Size	0.252 acres (10,981 sqft)
Owner	Individual Name on File
Last Sale	$155,000 (Nov 2021)
Tax Bill	$1,116 (2024)
Deeds & Mortgages	Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`800-57044-000`

Property Details

APN / Parcel Number

Primary APN	`800-57044-000`
Alternative APN	`39053`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,417 sqft Living Area
Gross Area	1,894 sqft
1st Floor Area	1,417 sqft
Flooring	Ceramic Tile

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Fiberglass
Lot Area	10,981 sqft (0.252 acres)
Garage Type	Attached
Garage Area	477 sqft
Driveway	Concrete Driveway
Driveway Area	792 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Above-Ground Pool
Porch	Open Porch
Porch Area	50 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	23 WILLARD ST
City	WARD
State	AR
Zip	72176-9307
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Range	09W
Legal Township	05N
Legal Section	34
Legal Subdivision	SI-MEL II
Legal Block	1
Legal Lot Number	44
Jurisdiction	LONOKE AR
Township / Civil Division	WARD
Census Block Group	1
Census Block	1071
Census Tract	20102

Owner

Source: Lonoke County records · APN 800-57044-000

Assessment roll updated October 1, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	23 WILLARD ST, WARD, AR 72176-9307
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 15, 2021 · Amount on Record
Deed Sale	Nov 15, 2021 · Amount on Record
Prior Sale	Apr 05, 2006 · Amount on Record
Transfer Doc	0000000000
Record Updated	Sep 20, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LONOKE AR
Recording Date	Nov 15, 2021
Property Address	23 WILLARD ST, WARD, AR 72176-9307
Document Number	0000015278
Book / Page	2021 / 15278
Instrument Date	Nov 05, 2021
Instrument	2021-15278
Transaction Type	Transfer
Record Updated	Dec 10, 2021
Title Company	LENDERS TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$511.50
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	35 SHILOH N, 35, CABOT, AR 72023-2726

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 WILLARD ST, WARD, AR 72176-9307

Mortgage

Document Number	202115279
Date	Nov 15, 2021
Instrument	2021-15279

Lender

Name	CENTENNIAL BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2051

Tax Assessment & Valuation

Source: Lonoke County records · Assessment roll updated October 1, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Arkansas
County	Lonoke County
Municipality	Ward City
Unified School District	Cabot Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$21,940 (-) Land $2,400 Building $19,540	$109,700 (-) Land $12,000 Building $97,700
2024	$1,116.00
2023	$1,116.00	$21,940 Land $2,400 Building $19,540	$109,700 Land $12,000 Building $97,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lonoke County (05085C), as of April 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 050850201021, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2015 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 83% of Arkansas
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
First Electric Cooperative Fiber	1,000 / 1,000
Optimum Communications Cable	940 / 35
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

Based on FCC filings for 218 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system AR0000345, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	WARD WATERWORKS serves 12,579 people
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.