Union County and New Providence Borough property record for 23 Whitewood Dr, Summit, NJ 07901
| Property Type | Single Family Home |
|---|---|
| Details | 2,466 sqft · built 1955 |
| Lot Size | 0.232 acres (10,106 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $795,000 (Nov 2015) |
| Tax Bill | $20,171 (2025) |
| Deeds & Mortgages | May 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-00255-0000-00003 |
| Primary APN | 11-00255-0000-00003 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,466 sqft Living Area |
| 1st Floor Area | 2,466 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Construction Type | Frame |
| Lot Area | 10,106 sqft (0.232 acres) |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 00278300 |
|---|---|
| Street Address | 23 WHITEWOOD DR |
| City | SUMMIT |
| State | NJ |
| Zip | 07901-4138 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Subdivision | TALL OAKS SEC 1 |
| Legal Block | 255 |
| Legal Lot Number | 3 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | NEW PROVIDENCE |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 38101 |
23 Whitewood Dr is owned and occupied by two individuals who bought it in November 2015.
Source: Union County and New Providence Borough records, as of July 8, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 23 WHITEWOOD DR, SUMMIT, NJ 07901-4138 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 25, 2015 · Amount on File |
| Deed Sale | Nov 25, 2015 · Amount on File |
| Deed Book / Page | 6092 / 965 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 23 WHITEWOOD DR, SUMMIT, NJ 07901-4138 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0146972742 |
|---|---|
| Date | May 20, 2020 |
| Book Page | 14697/2742 |
| Instrument | 691753 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | May 11, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 23 Whitewood Dr was $20,171, up 1.6% from the year before.
Source: Union County and New Providence Borough assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| Municipality | New Providence Borough |
| Unified School District | New Providence Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $384,800 (-) Land $168,400 Building $216,400 | $384,800 (-) Land $168,400 Building $216,400 | |
| 2025 | $20,171.00 (+1.55%) | $384,800 Land $168,400 Building $216,400 | $384,800 Land $168,400 Building $216,400 |
| 2024 | $19,863.00 | ||
| 2023 | $384,800 Land $168,400 Building $216,400 | $384,800 Land $168,400 Building $216,400 | |
| 2022 | $19,001.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 23 Whitewood Dr in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 19 (1978–2025) |
| Claims Outside the SFHA | 9 of 19 |
| Most Recent Claim | Jul 2025 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 23 Whitewood Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
May also be available: T-Mobile.
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