Pottawatomie County property record for 23 Whispering Oaks Dr, Mcloud, OK 74851
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,064 sqft · built 2012 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $25,500 (Jul 2018) |
| Tax Bill | $114 (2025) |
| Deeds & Mortgages | Jul 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 31055 |
| Primary APN | 31055 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,064 sqft Living Area |
| 1st Floor Area | 1,064 sqft |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Architectural Style | Mobile Home |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Manufactured |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 43,560 sqft (1 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 630031055 |
|---|---|
| Street Address | 23 WHISPERING OAKS DR |
| City | MCLOUD |
| State | OK |
| Zip | 74851-8134 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RUSTIC OAKS ESTATES II LOT 48 |
| Legal Subdivision | RUSTIC OAKS ESTATES II LOT 48 |
| Legal Block | 1 |
| Legal Lot Number | 48 |
| Jurisdiction | POTTAWATOMIE OK |
| Township / Civil Division | SHAWNEE |
| Census Block Group | 2 |
| Census Block | 2055 |
| Census Tract | 501005 |
23 Whispering Oaks Dr is owned and occupied by two individuals who bought it in July 2018.
Source: Pottawatomie County records, as of December 10, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 23 WHISPERING OAKS DR, MCLOUD, OK 74851-8134 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 26, 2018 · Amount on File |
| Deed Sale | Jul 26, 2018 · Amount on File |
| Prior Sale | Sep 23, 2011 · Amount on File |
| Deed Document Number | 20188408 |
| Prior Transfer Date | Dec 9, 2011 |
| Prior Transfer Doc | 0000008408 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POTTAWATOMIE OK |
| Recording Date | Jul 26, 2018 |
| Property Address | 23 WHISPERING OAKS DR, MCLOUD, OK 74851-8134 |
| Document Number | 0000008408 |
| Instrument Date | Dec 9, 2011 |
| Instrument | 8408 |
| Transaction Type | Transfer |
| Record Updated | Aug 21, 2018 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $38.25 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 23 WHISPERING OAKS DR MCLOUD OK 748518134, MCLOUD, OK 74851-8134 |
| Document Number | 8409 |
|---|---|
| Date | Jul 26, 2018 |
| Instrument | 8409 |
| Name | PM PROPERTY SALES LLC |
|---|
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Rate | 11% |
|---|
The 2025 property tax bill for 23 Whispering Oaks Dr was $114, up 3.6% from the year before.
Source: Pottawatomie County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Pottawatomie County |
| Unified School District | Dale Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $114.00 (+3.64%) | $1,257 (+5.01%) Land $1,257 | $12,000 (-) Land $12,000 |
| 2024 | $110.00 (+5.77%) | $1,197 (+5%) Land $1,197 | $12,000 (+26.32%) Land $12,000 |
| 2023 | $104.00 | $1,140 Land $1,140 | $9,500 Land $9,500 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 23 Whispering Oaks Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 23 Whispering Oaks Dr is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 62% of the US · lower than 76% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Atlink Services Fixed Wireless | 100 / 20 |
| Dobson Fiber DSL · not low latency | 10 / 1 |
May also be available: AT&T.
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