23 Westminster Dr, Lincoln, IL 62656 Property Records

Logan County property record for 23 Westminster Dr, Lincoln, IL 62656

Property Summary

Property Type	Single Family Home
Details	1,765 sqft · built 1996
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on Record
Last Sale	$310,000 (Feb 2024)
Tax Bill	$5,335 (2025)
Deeds & Mortgages	Feb 2024 Sale & Mortgage May 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`12-835-005-00`

Property Details

APN / Parcel Number

Primary APN	`12-835-005-00`

Interior

Building Area	1,765 sqft Building Perimeter

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Lot Area	14,810 sqft (0.34 acres)

Location & Zoning

Street Address	23 WESTMINSTER DR
City	LINCOLN
State	IL
Zip	62656-5430
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	12-4770 S35 T20 R3 LOT 5 STONEBRIDGE SUBD, PT SE NW.
Legal Range	03
Legal Township	20
Legal Section	35
Legal Subdivision	STONEBRIDGE SUB
Legal Lot Number	5
Jurisdiction	LOGAN IL
Township / Civil Division	WEST LINCOLN
Census Block Group	2
Census Block	2020
Census Tract	953400

Owner

Source: Logan County records, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	23 WESTMINSTER DR, LINCOLN, IL 62656-5430
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2024	Warranty Deed, Transfer · Conventional Mortgage CEFCU
May 4, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK TREMONT
Jun 29, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK TREMONT
Nov 19, 2019	Deed of Trust, Mortgage · Conventional Mortgage CEFCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 9, 2024 · Amount on Record
Deed Sale	Feb 9, 2024 · Amount on Record
Prior Sale	Jun 29, 2021 · Amount on Record
Deed Document Number	2024563
Prior Transfer Date	Jun 17, 2009
Prior Transfer Doc	0000058986
Record Updated	Jun 8, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOGAN IL
Recording Date	Feb 9, 2024
Property Address	23 WESTMINSTER DR, LINCOLN, IL 62656-5430
Document Number	2024000563
Map Reference	VL 318 PG 119-121
Instrument Date	Feb 9, 2024
Instrument	2024000563
Transaction Type	Transfer
Record Updated	Feb 28, 2024
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$465.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	23 WESTMINSTER DR, LINCOLN, IL 62656-5430

Mortgage

Document Number	2024000564
Date	Feb 9, 2024
Instrument	2024000564

Lender

Name	CEFCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2054

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOGAN IL
Property Address	23 WESTMINSTER DR, LINCOLN, IL 62656-5430
Transaction Type	Mortgage
Record Updated	May 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022001727
Date	May 4, 2022
Instrument	2022001727

Lender

Name	FIRST NATIONAL BANK TREMONT
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	May 20, 2032

Interest

Rate Type	Fixed Rate

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOGAN IL
Recording Date	Jun 29, 2021
Property Address	23 WESTMINSTER DR, LINCOLN, IL 62656-5430
Document Number	2021115228
Map Reference	VL 318 PG 119-121
Instrument Date	Jun 25, 2021
Instrument	2021115228
Transaction Type	Transfer
Record Updated	Jul 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$313.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	23 WESTMINSTER DR, LINCOLN, IL 62656-5430

Mortgage

Document Number	2021115229
Date	Jun 29, 2021
Instrument	2021115229

Lender

Name	FIRST NATIONAL BANK TREMONT

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	2.88%

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOGAN IL
Property Address	23 WESTMINSTER DR, LINCOLN, IL 62656-5430
Transaction Type	Mortgage
Record Updated	Dec 11, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019106815
Date	Nov 19, 2019
Instrument	2019106815

Lender

Name	CEFCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Logan County assessment roll, as of April 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Logan County
County Subdivision	West Lincoln Township
Municipality	Lincoln City
Secondary School District	Lincoln Community High School District 404 (09 - 12)
Elementary School District	West Lincoln-Broadwell Elementary School District 92 (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,335.00 (+8.86%)	$87,770 (+27.2%) Land $11,640 Building $76,130	$263,310 (+27.2%) Land $34,920 Building $228,390
2023		$69,000 (+7.26%) Land $10,170 Building $58,830	$207,000 (+7.26%) Land $30,510 Building $176,490
2022	$4,901.00 Homeowner's exemption	$64,330 Land $9,480 Building $54,850	$192,990 Land $28,440 Building $164,550

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-LINCOLN private · serves 15,200 people · EPA ID IL1075030
Water Source	Groundwater influenced by surface water
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2025) action level 15 ppb
Copper	1.62 mg/L (2021–2023) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Turbidity resolved · Mar 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Nextlink Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon, Watch TV.

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