23 Western Ave, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 23 Western Ave, Saugus, MA 01906

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,790 sqft · built 1963
Lot Size	0.393 acres (17,132 sqft)
Owner	2 Individual Names on Record
Last Sale	$760,000 (Aug 2025)
Tax Bill	$7,568 (2026)
Deeds & Mortgages	Jul 2026 Mortgage Aug 2025 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`SAUG M:004-E B:0011 L:0027`

Property Details

APN / Parcel Number

Primary APN	`SAUG M:004-E B:0011 L:0027`
Alternative APNs	`M:004=E B:0011 L:0027` `3460015`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,790 sqft Living Area
Gross Area	3,721 sqft
1st Floor Area	1,456 sqft
Basement Area	1,404 sqft
Unfinished Basement	491 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	17,132 sqft (0.393 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	3460015
Street Address	23 WESTERN AVE
City	SAUGUS
State	MA
Zip	01906-3803
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NA
Legal Block	11
Legal Lot Number	27
Jurisdiction	SAUGUS MA
Township / Civil Division	SAUGUS
Census Block Group	2
Census Block	2006
Census Tract	208102

Owner

Source: Essex County and Saugus Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	23 WESTERN AVE, SAUGUS, MA 01906-3803
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2026	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORPORATION
Aug 29, 2025	Quit Claim Deed, Transfer
Apr 8, 2025	Quit Claim Deed, Transfer
Mar 10, 2025	Quit Claim Deed, Transfer Quitclaim
May 3, 2024	Quit Claim Deed, Transfer Quitclaim
Apr 12, 2024	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 29, 2025 · Amount on Record
Deed Sale	Aug 29, 2025 · Amount on Record
Prior Sale	Apr 8, 2025 · Amount on Record
Deed Document Number	2025661030
Prior Transfer Date	Aug 19, 2025
Prior Transfer Doc	0000661030
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Recording Date	Jul 6, 2026
Property Address	23 WESTERN AVE, SAUGUS, MA 01906-3803
Document Number	0000667332
Instrument Date	Jun 30, 2026
Instrument	2026667332
Transaction Type	Mortgage
Record Updated	Jul 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 WESTERN AVE, SAUGUS, MA 01906-3803

Mortgage

Document Number	0000667332,
Date	Jul 6, 2026
Instrument	2026667332

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Aug 1, 2055

Interest

Rate	6.48%
Max Rate	-1%

August 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUGUS MA
Recording Date	Aug 29, 2025
Property Address	23 WESTERN AVE, SAUGUS, MA 01906-3803
Document Number	0000661030
Instrument Date	Aug 19, 2025
Instrument	661030
Transaction Type	Transfer
Record Updated	Jul 1, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	23 WESTERN AVE, SAUGUS, MA 01906-3803

April 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUGUS MA
Recording Date	Apr 8, 2025
Property Address	23 WESTERN AVE, SAUGUS, MA 01906-3803
Document Number	0000657846
Instrument Date	Apr 8, 2025
Instrument	657846
Transaction Type	Transfer
Record Updated	Jul 1, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
Investor	Possibly a Property Investor

March 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUGUS MA
Recording Date	Mar 10, 2025
Property Address	23 WESTERN AVE, SAUGUS, MA 01906-3803
Document Number	0000657306
Instrument Date	Jan 30, 2025
Instrument	657306
Transaction Type	Transfer
Record Updated	Jul 1, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 WESTERN AVE, SAUGUS, MA 01906-3803

May 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUGUS MA
Recording Date	May 3, 2024
Property Address	23 WESTERN AVE, SAUGUS, MA 01906-3803
Document Number	0000651010
Instrument Date	May 1, 2024
Instrument	651010
Transaction Type	Transfer
Record Updated	Jul 1, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 WESTERN AVE, SAUGUS, MA 01906-3803

April 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUGUS MA
Recording Date	Apr 12, 2024
Property Address	23 WESTERN AVE, SAUGUS, MA 01906-3803
Document Number	0000650646
Instrument Date	Apr 11, 2024
Instrument	650646
Transaction Type	Transfer
Record Updated	Jul 1, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 WESTERN AVE, SAUGUS, MA 01906-3803

Tax Assessment & Valuation

Source: Essex County and Saugus Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Saugus Town
Unified School District	Saugus School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,568.00 (+4.43%)	$726,300 (+7.03%) Land $373,900 Building $352,100	$774,302 (+11.5%)
2025	$7,247.00 (+5.41%)	$678,600 (+5.13%) Land $340,000 Building $338,600	$694,450
2024	$6,875.00 (+3.32%)	$645,500 (+9.24%) Land $320,500 Building $325,000
2023	$6,654.00	$590,900 Land $281,700 Building $309,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	6 (1978–2023)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Aug 2023 · other causes
Claims by Event	Severe Storms And Flooding, May 2006 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAUGUS WATER DEPT. (MWRA) serves 27,844 people · EPA ID MA3262000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 623 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Astound Broadband, Netafy.

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