Morris County and Madison Borough property record for 23 West St, Madison, NJ 07940
| Property Type | Single Family Home |
|---|---|
| Details | 2,020 sqft · built 1880 |
| Lot Size | 0.121 acres (5,271 sqft) |
| Owner | Individual Name on File |
| Last Sale | $799,000 (Feb 2026) |
| Tax Bill | $8,484 (2024) |
| Deeds & Mortgages | Feb 2026 Sale & Mortgage Apr 2017 Mortgage |
| APN | 17-01202-0000-00002 |
| Primary APN | 17-01202-0000-00002 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,020 sqft Living Area |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1880 |
| Construction Type | Frame |
| Lot Area | 5,271 sqft (0.121 acres) |
| Old Parcel Number | 1700027000000001A |
|---|---|
| Street Address | 23 WEST ST |
| City | MADISON |
| State | NJ |
| Zip | 07940-1430 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-4 |
| Legal Block | 1202 |
| Legal Lot Number | 2 |
| Jurisdiction | MORRIS NJ |
| Township / Civil Division | MADISON |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 43200 |
23 West St is owned and occupied by an individual who bought it in February 2026.
Source: Morris County and Madison Borough records, as of August 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 23 WEST ST, MADISON, NJ 07940-1430 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 5, 2026 | Bargain and Sale Deed, Transfer · Conventional Mortgage EMM LOANS LLC |
| Apr 6, 2017 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 5, 2026 · Amount on File |
| Deed Sale | Feb 5, 2026 · Amount on File |
| Deed Document Number | 20265078 |
| Deed Book / Page | 25055 / 486 |
| Prior Transfer Date | Dec 22, 1998 |
| Prior Transfer Doc | 0000004888 |
| Record Updated | Oct 29, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | MORRIS NJ |
| Recording Date | Feb 5, 2026 |
| Property Address | 23 WEST ST, MADISON, NJ 07940-1430 |
| Document Number | 0250550488 |
| Book / Page | 25055 / 488 |
| Instrument Date | Jan 6, 2026 |
| Instrument | 2026005078 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2026 |
| Title Company | REALSAFE TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,294.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1100 3RD AVE N # N530, N530, NASHVILLE, TN 37208-2882 |
| Name | Verified Name |
|---|---|
| Address | 23 WEST ST, MADISON, NJ 07940-1430 |
| Document Number | 2026005079 |
|---|---|
| Date | Feb 5, 2026 |
| Instrument | 2026005079 |
| Name | EMM LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2056 |
| Document Number | 0250550507 |
|---|---|
| Date | Feb 5, 2026 |
| Book Page | 25055/507 |
| Instrument | 2026005080 |
| Name | NEW JERSEY HOUSING & MORTGAGE FIN AGENCY |
|---|---|
| Type | Government Agency |
| Address | TRENTON, NJ 08650 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 59 Months |
| Due | Jan 13, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORRIS NJ |
| Property Address | 23 WEST ST, MADISON, NJ 07940-1430 |
| Document Number | 0231080709 |
| Book / Page | 023108 / 000709 |
| Instrument Date | Apr 6, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 23 WEST ST MADISON NJ 079401430, MADISON, NJ 07940-1430 |
| Document Number | 0231080709 |
|---|---|
| Date | Apr 13, 2017 |
| Book Page | 023108/000709 |
| Instrument | 21684 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 12, 2047 |
Source: Morris County and Madison Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Morris County |
| Municipality | Madison Borough |
| Unified School District | Madison Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $398,300 (-) Land $166,200 Building $232,100 | $398,300 (-) Land $166,200 Building $232,100 | |
| 2025 | $398,300 Land $166,200 Building $232,100 | $398,300 Land $166,200 Building $232,100 | |
| 2024 | $8,484.00 | ||
| 2023 | $398,300 Land $166,200 Building $232,100 | $398,300 Land $166,200 Building $232,100 | |
| 2022 | $8,181.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA has no flood map on file for 23 West St.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 23 West St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MADISON WATER DEPT serves 15,820 people · EPA ID NJ1417001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
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