23 West St, Concord, NH 03301 Property Records

Merrimack County and Concord City property record for 23 West St, Concord, NH 03301

Property Summary

Property Type	Duplex
Details	6 bd · 3.5 ba · 2,767 sqft · built 1900
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on File
Last Sale	$485,000 (Jan 2024)
Tax Bill	$10,317 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Oct 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`M:24 B:1 L:13`

Property Details

APN / Parcel Number

Primary APN	`M:24 B:1 L:13`
Alternative APN	`CNCD M:7443Z B:17`

Interior

Bedrooms	6 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,767 sqft Living Area
Gross Area	5,780 sqft
1st Floor Area	1,884 sqft
Attic	Attic
Attic Area	1,096 sqft
Basement Area	1,561 sqft
Unfinished Basement	1,561 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,792 sqft (0.11 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Street Address	23 WEST ST
City	CONCORD
State	NH
Zip	03301-3550
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	UT
Legal Block	17
Legal Lot Number	13
Jurisdiction	CONCORD CITY NH
Township / Civil Division	CONCORD
Census Block Group	1
Census Block	1001
Census Tract	32800

Owner

Source: Merrimack County and Concord City assessment roll, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	23 WEST ST, CONCORD, NH 03301-3550
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2024	Warranty Deed, Transfer · Stand-Alone First Mortgage CMG HOME LOANS
Oct 21, 2020	Quit Claim Deed, Transfer CMG FIN'L
Jun 16, 2017	Warranty Deed, Transfer · FHA Mortgage RESIDENTIAL MTG SVC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 25, 2024 · Amount on Record
Deed Sale	Jan 25, 2024 · Amount on Record
Prior Sale	Jun 16, 2017 · Amount on Record
Deed Book / Page	3847 / 2759
Record Updated	Jun 8, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CONCORD CITY NH
Recording Date	Jan 25, 2024
Property Address	23 WEST ST, CONCORD, NH 03301-3550
Document Number	0000001115
Book / Page	3847 / 2759
Instrument Date	Jan 25, 2024
Instrument	202400001115
Transaction Type	Transfer
Record Updated	Apr 9, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 GINGER DR, GOFFSTOWN, NH 03045-2939

Mortgage

Document Number	0000001116
Date	Jan 25, 2024
Instrument	202400001116

Lender

Name	CMG HOME LOANS

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONCORD CITY NH
Recording Date	Oct 21, 2020
Property Address	23 WEST ST, CONCORD, NH 03301-3550
Document Number	0037022867
Book / Page	003702 / 002867
Instrument Date	Oct 16, 2020
Instrument	23440
Transaction Type	Transfer
Record Updated	Nov 4, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$40.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 WEST ST CONCORD NH 033013550, CONCORD, NH 03301-3550

Mortgage

Document Number	37022869
Date	Oct 21, 2020
Book Page	003702/002869
Instrument	23441

Lender

Name	CMG FIN'L
Type	Funding / Finance Company
Address	SAN RAMON, CA 94583

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 20, 2050

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CONCORD CITY NH
Recording Date	Jun 16, 2017
Property Address	23 WEST ST, CONCORD, NH 03301-3550
Document Number	0035591358
Book / Page	003559 / 001358
Instrument Date	Jun 16, 2017
Instrument	10684
Transaction Type	Transfer
Record Updated	Jun 27, 2017

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,885.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	23 WEST ST CONCORD NH 033013550, CONCORD, NH 03301-3550

Mortgage

Document Number	35591361
Date	Jun 16, 2017
Book Page	003559/001361
Instrument	10685

Lender

Name	RESIDENTIAL MTG SVC
Type	Mortgage Company
Address	SOUTH PORTLAND, ME 04106

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 15, 2047

Tax Assessment & Valuation

Source: Merrimack County and Concord City assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Merrimack County
Municipality	Concord City
Unified School District	Concord School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$10,317.00 (+5.14%)	$354,400 (-) Land $92,800 Building $261,600
2024	$9,813.00 (+15.8%)	$354,400 (+12.33%) Land $92,800 Building $261,600
2023	$8,474.00 (+3.75%)	$315,500 (-) Land $92,800 Building $222,700
2022	$8,168.00	$315,500 Land $92,800 Building $222,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Cogeco Cable Holdings II Fiber · Cable in parts of the area	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Consolidated Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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