Essex County and Montclair Township property record for 23 Wellesley Rd, Montclair, NJ 07043
| Property Type | Single Family Home |
|---|---|
| Details | 2,274 sqft · built 1922 |
| Lot Size | 0.272 acres (11,832 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $630,000 (Oct 2004) |
| Tax Bill | $25,874 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Dec 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-02702-0000-00020 |
| Primary APN | 13-02702-0000-00020 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,274 sqft Living Area |
| Year Built | Built 1922 |
|---|---|
| Effective Year Built | Effective 1922 |
| Construction Type | Frame |
| Lot Area | 11,832 sqft (0.272 acres) |
| Lot Dimensions | 204 ft deep x 58 ft wide |
| Parking Spaces | 1 Parking Space |
| Old Parcel Number | 130270200020 |
|---|---|
| Street Address | 23 WELLESLEY RD |
| City | MONTCLAIR |
| State | NJ |
| Zip | 07043-2011 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 58X204 IRR |
| Legal Block | 2702 |
| Legal Lot Number | 20 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | MONTCLAIR |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 16100 |
23 Wellesley Rd is owned and occupied by two individuals who bought it in October 2004.
Source: Essex County and Montclair Township records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 23 WELLESLEY RD, MONTCLAIR, NJ 07043-2011 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 28, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE |
| Dec 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 12, 2004 · Amount on File |
| Deed Sale | Oct 12, 2004 · Amount on File |
| Deed Book / Page | 6115 / 678 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Sep 28, 2026 |
| Property Address | 23 WELLESLEY RD, MONTCLAIR, NJ 07043-2011 |
| Document Number | 0000063885 |
| Instrument Date | Sep 21, 2026 |
| Instrument | 202663885 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU |
| Name | Verified Name |
|---|---|
| Address | 23 WELLESLEY RD, MONTCLAIR, NJ 07043-2011 |
| Document Number | 0000063885, |
|---|---|
| Date | Sep 28, 2026 |
| Instrument | 202663885 |
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Oct 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 23 WELLESLEY RD, MONTCLAIR, NJ 07043-2011 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000127757 |
|---|---|
| Date | Dec 21, 2020 |
| Instrument | 2020127757 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | BRECKSVILLE, OH 44141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
The 2025 property tax bill for 23 Wellesley Rd was $25,874, up 3.3% from the year before.
Source: Essex County and Montclair Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Montclair Township |
| Unified School District | Montclair Town School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $735,900 (-) Land $409,100 Building $326,800 | $735,900 (-) Land $409,100 Building $326,800 | |
| 2025 | $25,874.00 (+3.32%) | $735,900 Land $409,100 Building $326,800 | $735,900 Land $409,100 Building $326,800 |
| 2024 | $25,042.00 | ||
| 2023 | $735,900 Land $409,100 Building $326,800 | $735,900 Land $409,100 Building $326,800 | |
| 2022 | $24,196.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 23 Wellesley Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2006.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 5 (2006–2023) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | Apr 2023 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 23 Wellesley Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 89% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 485 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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