23 Watson Ct, Howell, NJ 07731 Property Records

Monmouth County and Howell Township property record for 23 Watson Ct, Howell, NJ 07731

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,854 sqft · built 2000
Lot Size	0.025 acres (1,080 sqft)
Owner	Individual Name on File
Last Sale	$255,000 (Feb 2016)
Tax Bill	$7,092 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Apr 2025 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`21-00142-01-00023`

Property Details

APN / Parcel Number

Primary APN	`21-00142-01-00023`
Alternative APNs	`21 00142-01-00023-0000-C1000` `2100142000100023 C1000` `05721023`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,854 sqft Living Area
1st Floor Area	704 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Other
Lot Area	1,080 sqft (0.025 acres)
Pool Type	Spa / Hot Tub (No Pool)
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	05721023
Street Address	23 WATSON CT
City	HOWELL
State	NJ
Zip	07731-5019
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HC
Legal Description	ADELPHIA GREENS BLDG 3 UNIT 23
Legal Subdivision	ADELPHIA GREENS CONDO BLDG #3
Legal Block	142.1
Legal Lot Number	23
Jurisdiction	MONMOUTH NJ
Township / Civil Division	HOWELL
Census Block Group	3
Census Block	3002
Census Tract	811101

Owner

23 Watson Ct is owned and occupied by an individual who bought it in February 2016.

Source: Monmouth County and Howell Township records, as of July 9, 2026

Owner of Record	Individual Name on File
Mailing Address	23 WATSON CT, HOWELL, NJ 07731-5019
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Apr 21, 2025	Deed of Trust, Mortgage · Line of Credit UNITED TELETECH FINANCIAL FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 24, 2016 · Amount on File
Deed Sale	Feb 24, 2016 · Amount on File
Prior Sale	Jan 11, 2010 · Amount on File
Deed Document Number	201617159
Deed Book / Page	9153 / 9222
Prior Transfer Date	Mar 12, 2013
Prior Transfer Doc	0090030551
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	23 WATSON CT, HOWELL, NJ 07731-5019
Transaction Type	Mortgage
Record Updated	Oct 16, 2025
Title Company	ACRES LAND TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0094816715
Date	Feb 11, 2021
Book Page	9481/6715
Instrument	2021023148

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	23 WATSON CT, HOWELL, NJ 07731-5019
Transaction Type	Mortgage
Record Updated	Oct 16, 2025
Title Company	CORPORATE SETTLEMENTS, CORPORATE SETTLEMENT SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0097342275
Date	Apr 21, 2025
Book Page	9734/2275
Instrument	2025030226

Lender

Name	UNITED TELETECH FINANCIAL FCU
Type	Credit Union
Address	EATONTOWN, NJ 07724

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 23 Watson Ct was $7,092, up 6.9% from the year before.

Source: Monmouth County and Howell Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Howell Township
Secondary School District	Freehold Regional School District (09 - 12)
Elementary School District	Howell Township School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$454,200 (+8.43%) Land $210,000 Building $244,200	$454,200 (+8.43%) Land $210,000 Building $244,200
2025	$7,092.00 (+6.86%)	$418,900 Land $177,000 Building $241,900	$418,900 Land $177,000 Building $241,900
2024	$6,637.00 (+3.57%)
2023	$6,408.00 (+4.18%)	$350,000 Land $118,000 Building $232,000	$350,000 Land $118,000 Building $232,000
2022	$6,151.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 23 Watson Ct in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	10 (1989–1996)
Claims Outside the SFHA	10 of 10
Most Recent Claim	Oct 1996 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 23 Watson Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable · Fiber in parts of the area	940 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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