Jackson County property record for 23 Waterwheel Dr, Commerce, GA 30529
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,030 sqft · built 2003 |
| Lot Size | 1.13 acres (49,223 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $20,000 (Jul 2014) |
| Tax Bill | $2,853 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Jun 2025 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 024B 001 |
| Primary APN | 024B 001 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,030 sqft Heated Area |
| Attic | Attic |
| Attic Area | 480 sqft |
| Basement Area | 1,040 sqft |
| Unfinished Basement | 1,040 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Fiber Cement Siding |
| Foundation Type | Masonry |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 49,223 sqft (1.13 acres) |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Porch | Slab |
| Porch Area | 144 sqft |
| Deck Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 21840 |
|---|---|
| Street Address | 23 WATERWHEEL DR |
| City | COMMERCE |
| State | GA |
| Zip | 30529-7202 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 1 OLD HOODS MILL SUBDIVISION |
| Legal Subdivision | OLD HOODS MILL SUBDIVISION |
| Legal Lot Number | 1 |
| Jurisdiction | JACKSON GA |
| Township / Civil Division | COMMERCE |
| Census Block Group | 3 |
| Census Block | 3042 |
| Census Tract | 10400 |
23 Waterwheel Dr is owned and occupied by two individuals who acquired it in June 2025.
Source: Jackson County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 23 WATERWHEEL DR, COMMERCE, GA 30529-7202 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCE |
| Jun 9, 2025 | Limited Warranty Deed, Transfer · Line of Credit FIGURE LENDING |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 29, 2014 · Amount on File |
| Deed Sale | Jul 29, 2014 · Amount on File |
| Prior Sale | Jun 24, 2004 · Amount on File |
| Deed Document Number | 20141769 |
| Deed Book / Page | 68V / 74 |
| Last Transfer Date | Jun 6, 2025 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON GA |
| Property Address | 23 WATERWHEEL DR, COMMERCE, GA 30529-7202 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 23 WATERWHEEL DR, COMMERCE, GA 30529-7202 |
| Document Number | 00095Z0000000644 |
|---|---|
| Date | May 19, 2021 |
| Book Page | 000000095Z/0000000644 |
| Name | AMERICAN FINANCE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 1, 2036 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | JACKSON GA |
| Recording Date | Jun 9, 2025 |
| Property Address | 23 WATERWHEEL DR, COMMERCE, GA 30529-7202 |
| Document Number | 00115T0445 |
| Book / Page | 115T / 445 |
| Instrument Date | Jun 6, 2025 |
| Transaction Type | Transfer |
| Record Updated | Mar 9, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 23 WATERWHEEL DR, COMMERCE, GA 30529-7202 |
| Document Number | 000116F150 |
|---|---|
| Date | Jun 9, 2025 |
| Instrument | 116F/150 |
| Name | FIGURE LENDING |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 175 Months |
| Due | Jan 1, 2040 |
The 2025 property tax bill for 23 Waterwheel Dr was $2,853 with a homeowner's exemption, down 1.1% from the year before.
Source: Jackson County assessment roll, as of February 23, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Jackson County |
| Unified School District | Jackson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $116,400 (-) Land $28,000 Building $88,400 | $291,000 (-) Land $70,000 Building $221,000 | |
| 2025 | $2,853.00 (-1.07%) Homeowner's exemption | $116,400 (-) Land $28,000 Building $88,400 | $291,000 (-) Land $70,000 Building $221,000 |
| 2024 | $2,884.00 (+25.5%) Homeowner's exemption | $116,400 (+8.95%) Land $28,000 Building $88,400 | $291,000 (+8.95%) Land $70,000 Building $221,000 |
| 2023 | $2,298.00 (-11.17%) Homeowner's exemption | $106,840 (+16.08%) Land $28,000 Building $78,840 | $267,100 (+16.08%) Land $70,000 Building $197,100 |
| 2022 | $2,587.00 Homeowner's exemption | $92,040 Land $28,000 Building $64,040 | $230,100 Land $70,000 Building $160,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 23 Waterwheel Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 14, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 23 Waterwheel Dr is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 84% of Georgia |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JACKSON COUNTY WATER & SEWER AUTHORITY serves 33,601 people · EPA ID GA1570117 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL | 200 / 20 |
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