23 Washington St, Derby, CT 06418 Property Records

Derby City property record for 23 Washington St, Derby, CT 06418

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,855 sqft · built 1880
Lot Size	1.73 acres (75,359 sqft)
Owner	Individual Name on File
Last Sale	$600,000 (Sep 2026)
Tax Bill	$13,876 (2026)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`DERB M:6 B:6 L:97`

Property Details

APN / Parcel Number

Primary APN	`DERB M:6 B:6 L:97`
Alternative APNs	`001907` `7776` `1907`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,855 sqft Living Area
Basement Area	891 sqft
Unfinished Basement	891 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	75,359 sqft (1.73 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Account Number	1907
Street Address	23 WASHINGTON ST
City	DERBY
State	CT
Zip	06418-2053
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-5
Legal Block	6
Legal Lot Number	97
Jurisdiction	DERBY CT
Township / Civil Division	DERBY
Census Block Group	3
Census Block	3001
Census Tract	120100

Owner

23 Washington St is owned and occupied by an individual who bought it in September 2026.

Source: Derby City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	23 WASHINGTON ST, DERBY, CT 06418-2053
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2026	Warranty Deed, Transfer · Conventional Mortgage KIND LENDING LLC
Oct 27, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage PRIMARY RESIDENTIAL MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 22, 2026 · Amount on File
Deed Sale	Sep 22, 2026 · Amount on File
Prior Sale	Oct 27, 2020 · Amount on File
Deed Document Number	20261112
Deed Book / Page	978 / 194
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DERBY CT
Recording Date	Sep 22, 2026
Property Address	23 WASHINGTON ST, DERBY, CT 06418-2053
Document Number	0000001112
Book / Page	978 / 194
Instrument Date	Aug 25, 2026
Instrument	20261112
Transaction Type	Transfer
Record Updated	Oct 14, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 WASHINGTON ST, DERBY, CT 06418-2053

Mortgage

Date	Sep 22, 2026

Lender

Name	KIND LENDING LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Max Rate	-1%

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DERBY CT
Recording Date	Oct 27, 2020
Property Address	23 WASHINGTON ST, DERBY, CT 06418-2053
Document Number	000829-218
Book / Page	829 / 218
Instrument Date	Oct 20, 2020
Instrument	1439
Transaction Type	Transfer
Record Updated	Aug 2, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001440
Date	Oct 27, 2020
Instrument	1440

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 23 Washington St was $13,876, up 19.4% from the year before.

Source: Derby City assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Derby City
Unified School District	Derby School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$13,876.00 (+19.37%)	$360,990 (+34.16%) Land $27,440 Building $333,550	$556,691 (+195.55%)
2025	$11,624.00	$269,080 Land $33,180 Building $235,900	$188,356 Land $23,226 Building $165,130
2024	$11,624.00 (+11.92%)
2023	$10,386.00	$269,080 (-) Land $33,180 Building $235,900
2022	$10,386.00	$269,080 Land $33,180 Building $235,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 23 Washington St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 23 Washington St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 92% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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