Middlesex County and Ayer Town property record for 23 Washington St, Ayer, MA 01432
| Property Type | Apartments (5+ Units) |
|---|---|
| Details | 7 bd · 5 ba · 4,622 sqft · built 1960 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $400,000 (Jul 2002) |
| Tax Bill | $8,628 (2025) |
| Deeds & Mortgages | Nov 2022 Refinance May 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | AYER M:026 B:0000 L:0208 |
| Primary APN | AYER M:026 B:0000 L:0208 |
|---|
| Bedrooms | 7 Beds |
|---|---|
| Full Baths | 5 Baths |
| Total Rooms | 20 Rooms |
| Units | 5 Units |
| Stories | 3 Stories |
| Building Area | 4,622 sqft Living Area |
| Basement Area | 1,638 sqft |
| Unfinished Basement | 1,638 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Stone |
| Roof Type | Mansard |
| Roof Material | Asphalt |
| Lot Area | 10,019 sqft (0.23 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 23 WASHINGTON ST |
|---|---|
| City | AYER |
| State | MA |
| Zip | 01432-1384 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Apartments (5+ Units) |
| Local Zoning Code | GR |
| Legal Lot Number | 208 |
| Jurisdiction | AYER MA |
| Township / Civil Division | AYER |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 325102 |
Source: Middlesex County and Ayer Town records, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | PO BOX 472, WESTFORD, MA 01886-0012 |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Nov 30, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance CORNERSTONE BANK |
| May 20, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance NORTHERN BANK & TRUST CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 31, 2002 · Amount on Record |
| Deed Sale | Jul 31, 2002 · Amount on Record |
| Prior Sale | Feb 25, 1999 · Amount on Record |
| Deed Document Number | 2002698 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AYER MA |
| Property Address | 23 WASHINGTON ST, AYER, MA 01432-1384 |
| Transaction Type | Mortgage |
| Record Updated | Jan 2, 2024 |
| Name | Verified Name |
|---|
| Document Number | 081002-383 |
|---|---|
| Date | Nov 30, 2022 |
| Book Page | 81002/383 |
| Instrument | 174952 |
| Name | CORNERSTONE BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AYER MA |
| Property Address | 23 WASHINGTON ST, AYER, MA 01432-1384 |
| Transaction Type | Mortgage |
| Record Updated | Jun 4, 2021 |
| Name | Verified Name |
|---|
| Document Number | 77822-425 |
|---|---|
| Date | May 20, 2021 |
| Book Page | 77822/425 |
| Instrument | 115065 |
| Name | NORTHERN BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
Source: Middlesex County and Ayer Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Ayer Town |
| Unified School District | Ayer-Shirley School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $8,628.00 (+29.39%) | $721,400 (+34.36%) Land $140,300 Building $581,100 |
| 2023 | $6,668.00 | $536,900 Land $131,200 Building $405,700 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AYER DPW WATER DIVISION serves 8,479 people · EPA ID MA2019000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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