23 Walnut St, Oxford, MA 01540 Property Records

Worcester County and Oxford Town property record for 23 Walnut St, Oxford, MA 01540 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,891 sqft · built 1952
Lot Size0.269 acres (11,700 sqft)
OwnerIndividual Name on File
Last Sale$123,500 (Apr 1998)
Tax Bill$48 (2025)
Deeds & MortgagesJul 2026 Sale & Mortgage
Oct 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNOXFO M:33E B:H04

Property Details

APN / Parcel Number

Primary APNOXFO M:33E B:H04
Alternative APN
  • 33EH04

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Building Area1,891 sqft Living Area
Gross Area3,848 sqft
1st Floor Area1,296 sqft
Basement Area992 sqft
Unfinished Basement992 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1952
Architectural StyleCape Cod
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area11,700 sqft (0.269 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Account Number33EH04
Street Address23 WALNUT ST
CityOXFORD
StateMA
Zip01540-2260
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal BlockH04
JurisdictionOXFORD MA
Township / Civil DivisionOXFORD
Census Block Group4
Census Block4030
Census Tract753200

Owner

Source: Worcester County and Oxford Town records · APN OXFO M:33E B:H04

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address23 WALNUT ST, OXFORD, MA 01540-2260
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 16, 2026Quit Claim Deed, Transfer · FHA Mortgage
LOWER LLC
Oct 09, 2020Deed of Trust, Mortgage · Conventional Mortgage
BLUESTONE BK
Sep 12, 2017Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 02, 1998 · Amount on Record
Deed SaleApr 02, 1998 · Amount on Record
Deed Book / Page19787 / 371
Record UpdatedSep 20, 2026

July 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOXFORD MA
Recording DateJul 16, 2026
Property Address23 WALNUT ST, OXFORD, MA 01540-2260
Document Number0000059849
Book / Page73884 / 378
Instrument DateJul 07, 2026
Instrument202659849
Transaction TypeTransfer
Record UpdatedAug 05, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address23 WALNUT ST, OXFORD, MA 01540-2260

Mortgage

DateJul 16, 2026
Lender
NameLOWER LLC
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Interest
Rate6.48%
Max Rate-1%

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOXFORD MA
Property Address23 WALNUT ST, OXFORD, MA 01540-2260
Document Number63503-78
Instrument DateOct 09, 2020
Transaction TypeMortgage
Record UpdatedNov 03, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address23 WALNUT ST OXFORD MA 015402260, OXFORD, MA 01540-2260

Mortgage

Document Number63503-78
DateOct 15, 2020
Book Page063503/000078
Instrument122644
Lender
NameBLUESTONE BK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 14, 2050

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOXFORD MA
Property Address23 WALNUT ST, OXFORD, MA 01540-2260
Document Number57789-266
Book / Page057789 / 000266
Instrument DateSep 12, 2017
Transaction TypeMortgage
Record UpdatedOct 17, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife

Mortgage

Document Number57789-266
DateSep 26, 2017
Book Page057789/000266
Instrument6253
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 25, 2047

Tax Assessment & Valuation

Source: Worcester County and Oxford Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
County SubdivisionOxford Town
Unified School DistrictOxford School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$48.00 (-99.05%)$385,900 (+3.4%) Land $85,700 Building $300,200$460,750
2024$5,031.00 (+6.36%)$373,200 (+7.61%) Land $81,700 Building $291,500
2023$4,730.00$346,800 Land $78,100 Building $268,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Worcester County (25027C), updated November 30, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250277532004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 2 individual NFIP policies nearby
Nearby Flood Policies2 in force
2 of 2 on primary residences

Wildfire

Wildfire RiskLow
above 20% of the US · above 58% of Massachusetts
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Nearby Properties on Walnut St

Nearby Streets

Search Property Records by Address or Parcel Number