Worcester County and Oxford Town property record for 23 Walnut St, Oxford, MA 01540 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,891 sqft · built 1952 |
| Lot Size | 0.269 acres (11,700 sqft) |
| Owner | Individual Name on File |
| Last Sale | $123,500 (Apr 1998) |
| Tax Bill | $48 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Oct 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | OXFO M:33E B:H04 |
| Primary APN | OXFO M:33E B:H04 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Building Area | 1,891 sqft Living Area |
| Gross Area | 3,848 sqft |
| 1st Floor Area | 1,296 sqft |
| Basement Area | 992 sqft |
| Unfinished Basement | 992 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,700 sqft (0.269 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Account Number | 33EH04 |
|---|---|
| Street Address | 23 WALNUT ST |
| City | OXFORD |
| State | MA |
| Zip | 01540-2260 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | H04 |
| Jurisdiction | OXFORD MA |
| Township / Civil Division | OXFORD |
| Census Block Group | 4 |
| Census Block | 4030 |
| Census Tract | 753200 |
Source: Worcester County and Oxford Town records · APN OXFO M:33E B:H04
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 23 WALNUT ST, OXFORD, MA 01540-2260 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 16, 2026 | Quit Claim Deed, Transfer · FHA Mortgage LOWER LLC |
| Oct 09, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BLUESTONE BK |
| Sep 12, 2017 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 02, 1998 · Amount on Record |
| Deed Sale | Apr 02, 1998 · Amount on Record |
| Deed Book / Page | 19787 / 371 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OXFORD MA |
| Recording Date | Jul 16, 2026 |
| Property Address | 23 WALNUT ST, OXFORD, MA 01540-2260 |
| Document Number | 0000059849 |
| Book / Page | 73884 / 378 |
| Instrument Date | Jul 07, 2026 |
| Instrument | 202659849 |
| Transaction Type | Transfer |
| Record Updated | Aug 05, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 23 WALNUT ST, OXFORD, MA 01540-2260 |
| Date | Jul 16, 2026 |
|---|
| Name | LOWER LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.48% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OXFORD MA |
| Property Address | 23 WALNUT ST, OXFORD, MA 01540-2260 |
| Document Number | 63503-78 |
| Instrument Date | Oct 09, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 03, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 23 WALNUT ST OXFORD MA 015402260, OXFORD, MA 01540-2260 |
| Document Number | 63503-78 |
|---|---|
| Date | Oct 15, 2020 |
| Book Page | 063503/000078 |
| Instrument | 122644 |
| Name | BLUESTONE BK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 14, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OXFORD MA |
| Property Address | 23 WALNUT ST, OXFORD, MA 01540-2260 |
| Document Number | 57789-266 |
| Book / Page | 057789 / 000266 |
| Instrument Date | Sep 12, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 17, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Document Number | 57789-266 |
|---|---|
| Date | Sep 26, 2017 |
| Book Page | 057789/000266 |
| Instrument | 6253 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 25, 2047 |
Source: Worcester County and Oxford Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Oxford Town |
| Unified School District | Oxford School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $48.00 (-99.05%) | $385,900 (+3.4%) Land $85,700 Building $300,200 | $460,750 |
| 2024 | $5,031.00 (+6.36%) | $373,200 (+7.61%) Land $81,700 Building $291,500 | |
| 2023 | $4,730.00 | $346,800 Land $78,100 Building $268,700 |
Source: FEMA National Flood Hazard Layer, Worcester County (25027C), updated November 30, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250277532004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 2 individual NFIP policies nearby |
| Nearby Flood Policies | 2 in force 2 of 2 on primary residences |
| Wildfire Risk | Low above 20% of the US · above 58% of Massachusetts |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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