Bergen County and Dumont Borough property record for 23 Walnut St, Dumont, NJ 07628
| Property Type | Single Family Home |
|---|---|
| Details | 1,331 sqft · built 1940 |
| Lot Size | 0.115 acres (5,001 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $450,000 (Feb 2021) |
| Tax Bill | $11,871 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage Feb 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-00809-0000-00001 |
| Primary APN | 10-00809-0000-00001 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,331 sqft Living Area |
|---|
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Lot Area | 5,001 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Account Number | 116300 |
|---|---|
| Street Address | 23 WALNUT ST |
| City | DUMONT |
| State | NJ |
| Zip | 07628-2221 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | 50X100 |
| Legal Subdivision | DUMONT PARK |
| Legal Block | 809 |
| Legal Lot Number | 1 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | DUMONT |
| Census Block Group | 5 |
| Census Block | 5005 |
| Census Tract | 10300 |
Source: Bergen County and Dumont Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 23 WALNUT ST, DUMONT, NJ 07628-2221 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 31, 2020 | Deed of Trust, Mortgage · VA Mortgage GUARANTEED RATE AFFINITY LLC |
| Feb 25, 2021 | Deed, Transfer · FHA Mortgage THE FEDERAL SAVINGS BANK |
| Jul 27, 2018 | Deed, Transfer |
| Dec 8, 2017 | Grant Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 25, 2021 · Amount on Record |
| Deed Sale | Feb 25, 2021 · Amount on Record |
| Prior Sale | Jul 27, 2018 · Amount on Record |
| Deed Document Number | 202125464 |
| Deed Book / Page | 3977 / 467 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 23 WALNUT ST, DUMONT, NJ 07628-2221 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0036561937 |
|---|---|
| Date | Jul 31, 2020 |
| Book Page | 3656/1937 |
| Instrument | 20-070115 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Feb 25, 2021 |
| Property Address | 23 WALNUT ST, DUMONT, NJ 07628-2221 |
| Document Number | 0039770467 |
| Book / Page | 3977 / 467 |
| Instrument Date | Dec 17, 2020 |
| Instrument | 2021025464 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Title Company | FIRST JERSEY TITLE SERVICES INC, FIRST JERSEY TITLE SVCS INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,695.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2310 TENAKILL PARK E, 2310, CRESSKILL, NJ 07626-2027 |
| Name | Verified Name |
|---|---|
| Address | 23 WALNUT ST, DUMONT, NJ 07628-2221 |
| Document Number | 2021025465 |
|---|---|
| Date | Feb 25, 2021 |
| Instrument | 2021025465 |
| Name | THE FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jul 27, 2018 |
| Property Address | 23 WALNUT ST, DUMONT, NJ 07628-2221 |
| Document Number | 0030102183 |
| Book / Page | 3010 / 2183 |
| Instrument Date | Jul 13, 2018 |
| Instrument | 00018-054019 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 23 WALNUT ST, DUMONT, NJ 07628-2221 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Dec 8, 2017 |
| Property Address | 23 WALNUT ST, DUMONT, NJ 07628-2221 |
| Document Number | 0028062223 |
| Book / Page | 002806 / 002223 |
| Instrument Date | Dec 4, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jan 12, 2018 |
| Amount | Amount Recorded |
|---|---|
| Tax | $270.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Bergen County and Dumont Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Dumont Borough |
| Unified School District | Dumont Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $544,300 (+7.29%) Land $305,000 Building $239,300 | $544,300 (+7.29%) Land $305,000 Building $239,300 | |
| 2025 | $11,871.00 (+10.2%) | $507,300 (+91.43%) Land $280,000 Building $227,300 | $507,300 (+91.43%) Land $280,000 Building $227,300 |
| 2024 | $10,772.00 (+4.69%) | ||
| 2023 | $265,000 Land $150,000 Building $115,000 | $265,000 Land $150,000 Building $115,000 | |
| 2022 | $10,289.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1981–1983) |
| Most Recent Claim | Apr 1983 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 828 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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