23 Walnut Ave, Somerset, NJ 08873 Property Records

Somerset County and Franklin Township property record for 23 Walnut Ave, Somerset, NJ 08873

Property Summary

Property TypeSingle Family Home
Details1,392 sqft · built 1935
Lot Size0.574 acres (24,999 sqft)
OwnerIndividual Name on File
Last Sale$189,000 (Jan 2001)
Tax Bill$10,189 (2025)
Deeds & MortgagesJun 2026 Mortgage
Oct 2023 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN08-00449-02-00021-01

Property Details

APN / Parcel Number

Primary APN08-00449-02-00021-01
Alternative APN
  • 08004490002000210001

Interior

Stories1 Story
Building Area1,392 sqft Living Area

Exterior

Year BuiltBuilt 1935
Effective Year BuiltEffective 1935
Construction TypeFrame
Lot Area24,999 sqft (0.574 acres)
Lot Dimensions250 ft deep x 100 ft wide
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address23 WALNUT AVE
CitySOMERSET
StateNJ
Zip08873-1424
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR20
Legal SubdivisionEASTON FARMS
Legal Block449.2
Legal Lot Number21.1
JurisdictionSOMERSET NJ
Township / Civil DivisionFRANKLIN
Census Block Group2
Census Block2020
Census Tract54302

Owner

23 Walnut Ave is owned and occupied by an individual who bought it in January 2001.

Source: Somerset County and Franklin Township records, as of July 7, 2026

Owner of RecordIndividual Name on File
Mailing Address23 WALNUT AVE, SOMERSET, NJ 08873-1424
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 1, 2026Deed of Trust, Mortgage · Conventional Mortgage
NONE LISTED ON DOCUMENT
Oct 12, 2023Deed of Trust, Mortgage · FHA Mortgage
SPECIALIZED LOAN SERVICES LLC
Feb 14, 2018Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV
Feb 14, 2018Loan Modification, Mortgage · FHA Mortgage
GSMPS MTG LO TR 23006-RP1 (CT)

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 11, 2001 · Amount on File
Deed SaleJan 11, 2001 · Amount on File
Deed Book / Page2335 / 86
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSOMERSET NJ
Recording DateJun 1, 2026
Property Address23 WALNUT AVE, SOMERSET, NJ 08873-1424
Document Number0000015214
Book / Page7684 / 413
Instrument DateMay 21, 2026
Instrument202615214
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address23 WALNUT AVE, SOMERSET, NJ 08873-1424

Mortgage

Document Number0000015214,
DateJun 1, 2026
Book Page7684/413
Instrument202615214
Lender
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term120 Months
DueMay 27, 2036
Interest
Rate TypeFixed Rate
Rate6.23%
Initial TypeFixed Rate
Max Rate-1%

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSOMERSET NJ
Property Address23 WALNUT AVE, SOMERSET, NJ 08873-1424
Transaction TypeMortgage
Record UpdatedOct 24, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address23 WALNUT AVE, SOMERSET, NJ 08873-1424

Mortgage

Document Number0000026859
DateOct 12, 2023
Book Page7529/621
Instrument2023026859
Lender
NameSPECIALIZED LOAN SERVICES LLC
TypeMortgage Company
AddressENGLEWOOD, CO 80111
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term293 Months
DueMar 1, 2048

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSOMERSET NJ
Property Address23 WALNUT AVE, SOMERSET, NJ 08873-1424
Document Number0000008464
Instrument DateFeb 14, 2018
Transaction TypeMortgage
Record UpdatedMar 12, 2018
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address23 WALNUT AVE SOMERSET NJ 088731424, SOMERSET, NJ 08873-1424

Mortgage

Document Number0000008464
DateMar 6, 2018
Book Page007028/001609
Instrument8464
Lender
NameHUD-HOUSING/URBAN DEV
AddressWASHINGTON, DC 20410-8000
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueMar 5, 2048

February 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSOMERSET NJ
Property Address23 WALNUT AVE, SOMERSET, NJ 08873-1424
Document Number0000009699
Instrument DateFeb 14, 2018
Transaction TypeMortgage
Record UpdatedJan 12, 2019
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address23 WALNUT AVE #AYE SOMERSET NJ 088731424, SOMERSET, NJ 08873-1424

Mortgage

Document Number0000009699
DateMar 16, 2018
Book Page007030/001180
Instrument9699
Lender
NameGSMPS MTG LO TR 23006-RP1 (CT)
AddressSAINT PAUL, MN 55107
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueMar 15, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 23 Walnut Ave was $10,189, up 7.9% from the year before.

Source: Somerset County and Franklin Township assessment roll, as of July 7, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountySomerset County
County SubdivisionFranklin Township
Unified School DistrictFranklin Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$585,900 (-) Land $374,800 Building $211,100$585,900 (-) Land $374,800 Building $211,100
2025$10,189.00 (+7.95%)$585,900 Land $374,800 Building $211,100$585,900 Land $374,800 Building $211,100
2024$9,439.00
2023$426,900 Land $282,500 Building $144,400$426,900 Land $282,500 Building $144,400
2022$7,681.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 23 Walnut Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2021)
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 23 Walnut Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 92% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFRANKLIN TOWNSHIP DEPT OF PUBLIC WORKS
serves 57,150 people · EPA ID NJ1808001
Water SourcePurchased surface water from several systems
Last State InspectionSep 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2021
Monitoring and Reporting9
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250

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