Bergen County and Waldwick Borough property record for 23 Waldwick Ave, Waldwick, NJ 07463
| Property Type | Single Family Home |
|---|---|
| Details | 2,640 sqft · built 1950 |
| Lot Size | 0.144 acres (6,251 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $481,500 (Jan 2013) |
| Tax Bill | $14,133 (2025) |
| Deeds & Mortgages | Jan 2023 Second Mortgage Jun 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 64-00075-0000-00025 |
| Primary APN | 64-00075-0000-00025 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,640 sqft Living Area |
| 1st Floor Area | 2,640 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Construction Type | Frame |
| Lot Area | 6,251 sqft (0.144 acres) |
| Lot Dimensions | 125 ft deep x 50 ft wide |
| Street Address | 23 WALDWICK AVE |
|---|---|
| City | WALDWICK |
| State | NJ |
| Zip | 07463-1925 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | 50X125 2LT |
| Legal Subdivision | WALDWICK IMPROV CO |
| Legal Block | 75 |
| Legal Lot Number | 25 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | WALDWICK |
| Census Block Group | 4 |
| Census Block | 4016 |
| Census Tract | 56100 |
Source: Bergen County and Waldwick Borough assessment roll, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 23 WALDWICK AVE, WALDWICK, NJ 07463-1925 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 12, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK |
| Jun 7, 2020 | Deed of Trust, Mortgage · Conventional with PMI CALIBER HM LOANS |
| Sep 24, 2019 | Deed of Trust, Mortgage · Conventional with PMI CALIBER HM LOANS |
| Jan 26, 2019 | Deed of Trust, Mortgage · Conventional with PMI CALIBER HM LOANS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 17, 2013 · Amount on Record |
| Deed Sale | Jan 17, 2013 · Amount on Record |
| Prior Sale | Nov 10, 2009 · Amount on Record |
| Deed Document Number | 20136068 |
| Deed Book / Page | 1252 / 235 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 23 WALDWICK AVE, WALDWICK, NJ 07463-1925 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0049041984 |
|---|---|
| Date | Jan 12, 2023 |
| Book Page | 4904/1984 |
| Instrument | 2023003850 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | GREENWOOD, DE 19950 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 3, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 23 WALDWICK AVE, WALDWICK, NJ 07463-1925 |
| Document Number | 0036340888 |
| Instrument Date | Jun 7, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 16, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 23 WALDWICK AVE WALDWICK NJ 074631925, WALDWICK, NJ 07463-1925 |
| Document Number | 0036340888 |
|---|---|
| Date | Jun 29, 2020 |
| Book Page | 003634/000888 |
| Instrument | 20062327 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 28, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 23 WALDWICK AVE, WALDWICK, NJ 07463-1925 |
| Document Number | 0034121520 |
| Instrument Date | Sep 24, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 4, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 23 WALDWICK AVE WALDWICK NJ 074631925, WALDWICK, NJ 07463-1925 |
| Document Number | 0034121520 |
|---|---|
| Date | Nov 19, 2019 |
| Book Page | 003412/001520 |
| Instrument | 79649 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 18, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 23 WALDWICK AVE, WALDWICK, NJ 07463-1925 |
| Document Number | 0031720127 |
| Instrument Date | Jan 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2019 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 23 WALDWICK AVE WALDWICK NJ 074631925, WALDWICK, NJ 07463-1925 |
| Document Number | 0031720127 |
|---|---|
| Date | Feb 5, 2019 |
| Book Page | 003172/000127 |
| Instrument | 8426 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 4, 2049 |
Source: Bergen County and Waldwick Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Waldwick Borough |
| Unified School District | Waldwick Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $615,800 (-) Land $292,500 Building $323,300 | $615,800 (-) Land $292,500 Building $323,300 | |
| 2025 | $14,133.00 (+3.67%) | $615,800 (+40.66%) Land $292,500 Building $323,300 | $615,800 (+40.66%) Land $292,500 Building $323,300 |
| 2024 | $13,633.00 (+9.34%) | ||
| 2023 | $437,800 Land $237,500 Building $200,300 | $437,800 Land $237,500 Building $200,300 | |
| 2022 | $12,468.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDWICK WATER DEPT serves 10,208 people · EPA ID NJ0264001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 511 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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