23 Walcott St, Natick, MA 01760 Property Records

Middlesex County and Natick Town property record for 23 Walcott St, Natick, MA 01760

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,683 sqft · built 1860
Lot Size0.235 acres (10,250 sqft)
Owner2 Individual Names on Record
Last Sale$241,000 (May 2001)
Tax Bill$9,963 (2025)
Deeds & MortgagesAug 2025 Line of Credit
Apr 2021 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN51-00000354

Property Details

APN / Parcel Number

Primary APN51-00000354
Alternative APN
  • NATI M:00000051 P:00000354

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area2,683 sqft Living Area
1st Floor Area720 sqft
Basement Area669 sqft
Unfinished Basement669 sqft

Exterior

Year BuiltBuilt 1860
Effective Year BuiltEffective 2015
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Lot Area10,250 sqft (0.235 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number51-00000354
Street Address23 WALCOTT ST
CityNATICK
StateMA
Zip01760-5832
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRG
JurisdictionNATICK MA
Township / Civil DivisionNATICK
Census Block Group1
Census Block1018
Census Tract382400

Owner

Source: Middlesex County and Natick Town records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address23 WALCOTT ST, NATICK, MA 01760-5832
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 22, 2025Deed of Trust, Mortgage · Line of Credit
NEEDHAM BANK
Apr 5, 2021Deed of Trust, Mortgage · Line of Credit
NEEDHAM BANK
Feb 23, 2017Deed of Trust, Mortgage · Closed-End Mortgage
NEEDHAM COOPERATIVE BANK
Sep 22, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
NEEDHAM BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 21, 2001 · Amount on Record
Deed SaleMay 21, 2001 · Amount on Record
Record UpdatedJun 8, 2026

August 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNATICK MA
Property Address23 WALCOTT ST, NATICK, MA 01760-5832
Transaction TypeMortgage
Record UpdatedNov 25, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number084524-220
DateAug 22, 2025
Book Page84524/220
Instrument101020
Lender
NameNEEDHAM BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term241 Months
DueSep 1, 2045

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNATICK MA
Property Address23 WALCOTT ST, NATICK, MA 01760-5832
Transaction TypeMortgage
Record UpdatedApr 23, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number77427-448
DateApr 5, 2021
Book Page77427/448
Instrument75998
Lender
NameNEEDHAM BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term241 Months
DueMay 1, 2041
Interest
Rate TypeAdjustable Rate

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNATICK MA
Property Address23 WALCOTT ST, NATICK, MA 01760-5832
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number68925-10
DateFeb 23, 2017
Book Page68925/10
Instrument28077
Lender
NameNEEDHAM COOPERATIVE BANK
TypeBank
Agreement
TypeClosed-End Mortgage
AmountAmount Recorded
Term240 Months
DueFeb 1, 2037

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNATICK MA
Property Address23 WALCOTT ST, NATICK, MA 01760-5832
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number75683-566
DateSep 22, 2020
Book Page75683/566
Instrument167868
Lender
NameNEEDHAM BANK
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueOct 1, 2050

Tax Assessment & Valuation

Source: Middlesex County and Natick Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionNatick Town
Unified School DistrictNatick School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,963.00 (+4.19%)$833,000 (+6.81%) Land $405,500 Building $427,500$986,860
2024$9,562.00 (+2.25%)$779,900 (+5.41%) Land $383,000 Building $396,900
2023$9,352.00$739,900 Land $360,400 Building $379,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNATICK WATER AND SEWER DIVISION
serves 37,006 people · EPA ID MA3198000
Water SourceGroundwater
Last State InspectionAug 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 714 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Astound Broadband
Cable
1,500 / 50
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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