Saratoga County and Charlton Town property record for 23 Waite Rd, Amsterdam, NY 12010
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,495 sqft · built 2007 |
| Lot Size | 2.09 acres (91,040 sqft) |
| Owner | Individual Name on File |
| Last Sale | $6,000 (Nov 2001) |
| Tax Bill | $4,696 (2025) |
| Deeds & Mortgages | Mar 2024 Refinance Mar 2022 Refinance |
| APN | 412200 234.-1-31 |
| Primary APN | 412200 234.-1-31 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,495 sqft Living Area |
| 1st Floor Area | 1,068 sqft |
| Upper Floors Area | 427 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Contemporary |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 91,040 sqft (2.09 acres) |
| Lot Width | 300 ft Width |
| Garage Type | Detached |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 348 sqft |
| Heating System | Forced Air with A/C |
|---|
| Account Number | 5 J01515 |
|---|---|
| Street Address | 23 WAITE RD |
| City | AMSTERDAM |
| State | NY |
| Zip | 12010-6942 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 1 |
| Legal Lot Number | 31.000 |
| Jurisdiction | SARATOGA NY |
| Township / Civil Division | CHARLTON |
| Census Block Group | 4 |
| Census Block | 4043 |
| Census Tract | 61600 |
23 Waite Rd is owned and occupied by an individual who bought it in November 2001.
Source: Saratoga County and Charlton Town records, as of April 24, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 23 WAITE RD, AMSTERDAM, NY 12010-6942 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 15, 2024 | Deed of Trust, Mortgage · Stand-Alone Refinance MCT FEDERAL CREDIT UNION |
| Mar 25, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance MCT FEDERAL CREDIT UNION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 16, 2001 · Amount on File |
| Deed Sale | Nov 16, 2001 · Amount on File |
| Deed Book / Page | 1597 / 63 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SARATOGA NY |
| Property Address | 23 WAITE RD, AMSTERDAM, NY 12010-6942 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000006598 |
|---|---|
| Date | Mar 15, 2024 |
| Instrument | 2024006598 |
| Name | MCT FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 85 Months |
| Due | Apr 1, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SARATOGA NY |
| Property Address | 23 WAITE RD, AMSTERDAM, NY 12010-6942 |
| Transaction Type | Mortgage |
| Record Updated | Apr 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000011138 |
|---|---|
| Date | Mar 25, 2022 |
| Instrument | 2022011138 |
| Name | MCT FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2052 |
The 2025 property tax bill for 23 Waite Rd was $4,696 with exemptions applied.
Source: Saratoga County and Charlton Town assessment roll, as of April 20, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Saratoga County |
| County Subdivision | Charlton Town |
| Unified School District | Galway Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,696.00 | $158,900 Land $35,100 Building $123,800 | $324,286 Land $71,633 Building $252,653 |
| 2023 | $158,900 Land $35,100 Building $123,800 | $288,909 Land $63,818 Building $225,091 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 23 Waite Rd.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 23 Waite Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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