Monroe County property record for 23 W Dean Rd, Temperance, MI 48182
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,264 sqft · built 1927 |
| Lot Size | 7 acres (304,920 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $154,000 (Sep 2018) |
| Tax Bill | $2,643 (2025) |
| Deeds & Mortgages | Oct 2025 Line of Credit Sep 2018 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-026-012-00 |
| Primary APN | 02-026-012-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,264 sqft Living Area |
| Basement Area | 832 sqft |
| Year Built | Built 1927 |
|---|---|
| Effective Year Built | Effective 1927 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 304,920 sqft (7 acres) |
| Garage Area | 1,500 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Slab |
| Utility Building | 288 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 23 W DEAN RD |
|---|---|
| City | TEMPERANCE |
| State | MI |
| Zip | 48182-9507 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | SEC 26 T8S R7E 7 ACRES BEGINNING AT THE NORTHEAST CORNER OF SECTION 26 TOWN 8 SOUTH, RANGE 7 EAST, AND GOING THENCE NORTH 89 |
| Legal Range | 07E |
| Legal Township | 08S |
| Legal Section | 26 |
| Jurisdiction | MONROE MI |
| Township / Civil Division | BEDFORD |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 833500 |
23 W Dean Rd is owned and occupied by two individuals who bought it in September 2018.
Source: Monroe County records, as of September 3, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 23 W DEAN RD, TEMPERANCE, MI 48182-9507 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 30, 2025 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Sep 21, 2018 | Warranty Deed, Transfer LAWYERS TITLE |
| Sep 21, 2018 | Warranty Deed, Transfer · Conventional Mortgage SUN FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 21, 2018 · Amount on File |
| Deed Sale | Sep 21, 2018 · Amount on File |
| Prior Sale | Sep 21, 2018 · Amount on File |
| Deed Document Number | 201817518 |
| Prior Transfer Date | May 28, 2014 |
| Prior Transfer Doc | 2014R10579 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE MI |
| Property Address | 23 W DEAN RD, TEMPERANCE, MI 48182-9507 |
| Transaction Type | Mortgage |
| Record Updated | Nov 13, 2025 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 23 W DEAN RD, TEMPERANCE, MI 48182-9507 |
| Document Number | 0000017944 |
|---|---|
| Date | Oct 30, 2025 |
| Instrument | 2025R17944 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 481 Months |
| Due | Nov 1, 2065 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE MI |
| Recording Date | Sep 21, 2018 |
| Property Address | 23 W DEAN RD, TEMPERANCE, MI 48182-9507 |
| Document Number | 0000017517 |
| Instrument Date | Aug 31, 2018 |
| Instrument | 17517 |
| Transaction Type | Transfer |
| Record Updated | Oct 18, 2018 |
| Title Company | LAWYERS TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $1,075.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 23 W DEAN RD TEMPERANCE MI 481829507, TEMPERANCE, MI 48182-9507 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE MI |
| Recording Date | Sep 21, 2018 |
| Property Address | 23 W DEAN RD, TEMPERANCE, MI 48182-9507 |
| Document Number | 0000017518 |
| Instrument Date | Aug 31, 2018 |
| Instrument | 2018R17518 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2021 |
| Title Company | LAWYERS TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,324.40 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 9212 HALF MILE RD, TEMPERANCE, MI 48182-9327 |
| Document Number | 0000017519 |
|---|---|
| Date | Sep 21, 2018 |
| Instrument | 2018R17519 |
| Name | SUN FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 144 Months |
| Due | Sep 1, 2030 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 23 W Dean Rd was $2,643 with a homeowner's exemption.
Source: Monroe County assessment roll, as of September 3, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Monroe County |
| County Subdivision | Bedford Township |
| Unified School District | Bedford Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $129,300 (-0.77%) Land $129,300 | $258,600 (-0.77%) Land $258,600 | |
| 2025 | $2,643.00 Homeowner's exemption | $130,300 Land $130,300 | $260,600 Land $260,600 |
| 2023 | $2,355.00 Homeowner's exemption | $102,300 | $204,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 23 W Dean Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 2 (1979–2006) |
| Most Recent Claim | Jun 2006 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 23 W Dean Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 89% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONROE SOUTH COUNTY serves 33,816 people · EPA ID MI0004455 |
|---|---|
| Water Source | Purchased surface water from CITY OF TOLEDO |
| Last State Inspection | Aug 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Buckeye Cablesystem Cable | 1,000 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
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