23 Victory Ln, Carmel, ME 04419 Property Records

Penobscot County and Carmel Town property record for 23 Victory Ln, Carmel, ME 04419

Property Summary

Property Type	Single Family Home
Lot Size	20 acres (871,200 sqft)
Owner	Individual Name on File
Tax Bill	$7,573 (2025)
Deeds & Mortgages	Oct 2022 Refinance Nov 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`CARM M:0005 L:31-5`

Property Details

APN / Parcel Number

Primary APN	`CARM M:0005 L:31-5`
Alternative APNs	`M:0005 L:31=5` `631`

Exterior

Architectural Style	Multi-Family
Lot Area	871,200 sqft (20 acres)

Location & Zoning

Account Number	631
Street Address	23 VICTORY LN
City	CARMEL
State	ME
Zip	04419-3570
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	PINE TREE HAVEN ESTATES
Legal Lot Number	31-5
Jurisdiction	CARMEL ME
Township / Civil Division	CARMEL
Census Block Group	2
Census Block	2005
Census Tract	11000

Owner

23 Victory Ln is owned and occupied by an individual.

Source: Penobscot County and Carmel Town records, as of July 30, 2026

Owner of Record	Individual Name on File
Mailing Address	23 VICTORY LN, CARMEL, ME 04419-3570
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance BANGOR SAVINGS BANK
Nov 22, 2017	Deed of Trust, Mortgage CAMDEN NATIONAL BANK
Apr 23, 2020	Deed of Trust, Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARMEL ME
Property Address	23 VICTORY LN, CARMEL, ME 04419-3570
Transaction Type	Mortgage
Record Updated	Oct 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0166420311
Date	Oct 5, 2022
Book Page	16642/311
Instrument	29034

Lender

Name	BANGOR SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	265 Months
Due	Nov 1, 2044

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARMEL ME
Property Address	23 VICTORY LN, CARMEL, ME 04419-3570
Transaction Type	Mortgage
Record Updated	Feb 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0146760309
Date	Nov 22, 2017
Book Page	14676/0309
Instrument	000000036822

Lender

Name	CAMDEN NATIONAL BANK

Agreement

Amount	Amount on Record
Term	361 Months
Due	Dec 8, 2047

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARMEL ME
Property Address	23 VICTORY LN, CARMEL, ME 04419-3570
Document Number	0155340227
Instrument Date	Apr 23, 2020
Transaction Type	Mortgage
Record Updated	Jul 9, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 VICTORY LN CARMEL ME 044193570, CARMEL, ME 04419-3570

Mortgage

Document Number	0155340227
Date	May 21, 2020
Book Page	015534/000227
Instrument	13480

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 20, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 23 Victory Ln was $7,573, up 15.7% from the year before.

Source: Penobscot County and Carmel Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Penobscot County
County Subdivision	Carmel Town
Unified School District	School Administrative District 23 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$7,573.00 (+15.72%)	$479,300 (-0.02%) Land $49,000 Building $430,300
2024	$6,544.00	$479,400 Land $49,100 Building $430,300
2022	$6,040.00	$479,400 Land $49,100 Building $430,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 23 Victory Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 7, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 23 Victory Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Victory Ln

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