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23 Vernon St, Ayer, MA 01432 Property Records

Middlesex County and Ayer Town property record for 23 Vernon St, Ayer, MA 01432

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,326 sqft · built 1960
Lot Size0.35 acres (15,246 sqft)
Owner2 Individual Names on Record
Last Sale$382,000 (Dec 2021)
Tax Bill$3,198 (2025)
Deeds & MortgagesDec 2021 Sale & Mortgage
Aug 2021 Sale
Flood ZoneZone X (minimal risk)
APNAYER M:012 B:0000 L:0048

Property Details

APN / Parcel Number

Primary APNAYER M:012 B:0000 L:0048

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,326 sqft Living Area
Basement Area884 sqft
Unfinished Basement364 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1988
Architectural StyleCape Cod
Exterior MaterialWood Siding
Construction TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area15,246 sqft (0.35 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address23 VERNON ST
CityAYER
StateMA
Zip01432-1023
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA2
Legal Lot Number48
JurisdictionAYER MA
Township / Civil DivisionAYER
Census Block Group2
Census Block2015
Census Tract325102

Owner

Source: Middlesex County and Ayer Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address23 VERNON ST, AYER, MA 01432-1023
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 3, 2021Quit Claim Deed, Transfer · Stand-Alone First Mortgage
TOTAL MORTGAGE SERVICES LLC
Aug 2, 2021Fiduciary Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 3, 2021 · Amount on Record
Deed SaleDec 3, 2021 · Amount on Record
Prior SaleAug 2, 2021 · Amount on Record
Deed Document Number2021262411
Deed Book / Page79281 / 58
Record UpdatedOct 29, 2026

December 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionAYER MA
Recording DateDec 3, 2021
Property Address23 VERNON ST, AYER, MA 01432-1023
Document Number0079281-58
Book / Page79281 / 58
Instrument DateDec 3, 2021
Instrument262411
Transaction TypeTransfer
Record UpdatedDec 17, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address23 VERNON ST, AYER, MA 01432-1023

Mortgage

Document Number0000262412
DateDec 3, 2021
Instrument262412
Lender
NameTOTAL MORTGAGE SERVICES LLC
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

August 2021: Fiduciary Deed, Transfer

Document TypeFiduciary Deed
JurisdictionAYER MA
Recording DateAug 2, 2021
Property Address23 VERNON ST, AYER, MA 01432-1023
Document Number78377-158
Book / Page78377 / 158
Instrument DateJul 15, 2021
Instrument172578
Transaction TypeTransfer
Record UpdatedAug 20, 2021

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1 JONATHAN DR, AYER, MA 01432-1052

Tax Assessment & Valuation

Source: Middlesex County and Ayer Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionAyer Town
Unified School DistrictAyer-Shirley School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,198.00 (-0.47%)$267,400 (+3.36%) Land $146,400 Building $121,000$471,865 (+0.51%)
2024$469,490
2023$3,213.00$258,700 Land $157,100 Building $101,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Nearby Flood Policies10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAYER DPW WATER DIVISION
serves 8,479 people · EPA ID MA2019000
Water SourceGroundwater
Last State InspectionJun 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 2,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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