23 Valley Rd, Dracut, MA 01826 Property Records

Middlesex County and Dracut Town property record for 23 Valley Rd, Dracut, MA 01826

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,388 sqft · built 1998
Lot Size0.115 acres (5,000 sqft)
OwnerIndividual Name on File
Last Sale$440,000 (Aug 2020)
Tax Bill$5,007 (2026)
Deeds & MortgagesAug 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNDRAC M:24 L:109

Property Details

APN / Parcel Number

Primary APNDRAC M:24 L:109
Alternative APNs
  • M:0024 B:0000 L:0109
  • 128305

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths2 Half Baths
Total Rooms5 Rooms
Stories2 Stories
Building Area1,388 sqft Living Area
Gross Area2,679 sqft
1st Floor Area680 sqft
Basement Area680 sqft
Unfinished Basement680 sqft

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area5,000 sqft (0.115 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number128305
Street Address23 VALLEY RD
CityDRACUT
StateMA
Zip01826-2031
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Lot Number109
JurisdictionDRACUT MA
Township / Civil DivisionDRACUT
Census Block Group1
Census Block1020
Census Tract314101

Owner

23 Valley Rd is owned and occupied by an individual who bought it in August 2020.

Source: Middlesex County and Dracut Town records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address23 VALLEY RD, DRACUT, MA 01826-2031
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 27, 2020 · Amount on File
Deed SaleAug 27, 2020 · Amount on File
Prior SaleFeb 27, 2009 · Amount on File
Deed Document Number202040624
Deed Book / Page34545 / 50
Prior Transfer DateAug 21, 2020
Prior Transfer Doc34545-50
Record UpdatedOct 29, 2026

August 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionDRACUT MA
Recording DateAug 27, 2020
Property Address23 VALLEY RD, DRACUT, MA 01826-2031
Document Number34545-50
Book / Page34545 / 50
Instrument DateAug 21, 2020
Instrument40624
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address23 VALLEY RD, DRACUT, MA 01826-2031

Mortgage

Document Number40625
DateAug 27, 2020
Instrument40625
Lender
NameFIRST GUARANTY MORTGAGE
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 23 Valley Rd was $5,007, up 1.2% from the year before.

Source: Middlesex County and Dracut Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionDracut Town
Unified School DistrictDracut School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,007.00 (+1.23%)$517,800 (+5.95%) Land $176,500 Building $341,300$547,485 (-)
2025$4,946.00 (+3.86%)$488,700 (+7.24%) Land $161,900 Building $326,800$547,485 (+0.93%)
2024$4,762.00 (+3.16%)$455,700 (+14.33%) Land $154,200 Building $301,500$542,450
2023$4,616.00$398,600 Land $134,100 Building $264,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 23 Valley Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2014)
Most Recent ClaimMar 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 23 Valley Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDRACUT WATER SUPPLY DISTRICT
serves 25,808 people · EPA ID MA3079000
Water SourcePurchased surface water from LOWELL REGIONAL WATER UTILITY
Last State InspectionAug 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T.

Nearby Properties on Valley Rd

Nearby Streets

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